If you are looking for a credit card with straightforward cash rewards and no fees, Capital One Quicksilver Cash Rewards Credit Card would be a good choice for what you need. It is a Mastercard credit card with unlimited 1.5% cash back on all purchases. It also offers $200 cash bonus to new card members after qualified spending. In addition, the credit card has no annual fee. It does not have foreign transaction fees either, which means that there are no additional surcharges when you use it to make purchases abroad.
- You will earn a $200 bonus cash after spending $500 on purchases within the first 3 months of account opening
- You will earn unlimited 1.5% cash rewards on all purchases
- Pay no annual fee and no foreign transaction fees
- You can enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
- You will earn unlimited 5% cash rewards on hotels and rental cars purchased through Capital One Travel, where you'll get the best prices on trip options. Terms Apply
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire and there's no cap on how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 19.24%-29.24% variable APR afterwards; 3% fee on the amounts transferred within the first 15 months
- Intro APR
- 0% on Purchases and Balance Transfers
- Intro APR Period
- 15 months
- Regular APR
- 19.24% - 29.24% (Variable)
- Annual Fee
New card members will receive a one-time bonus of $200 cash if you spend at least $500 within 3 months of your rewards membership enrollment date. It means that you only need to spend an average of $134 per month in the first 3 months to qualify for the $200 cash bonus. Once you qualify for the $200 cash bonus, the cash bonus will be applied to your rewards balance within two billing cycles.
Cash Rewards on Purchases
You will earn 1.5% cash back on all purchases. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. There is no cap on the cash back you can earn. Your cash rewards don’t expire as long as your account is open. For example, if you spend $30,000 on the card in a year, you will receive $450 cash back rewards. Use our cash rewards calculator to find out how much cash back you may receive.
The Capital One Quicksilver Cash Rewards Credit Card has no foreign transaction fees. If you travel overseas, it is always best to bring a credit cards with no foreign transaction fees. Many consumer credit cards charge transaction fees of 3% on purchases you make in foreign countries. Using a credit card with no foreign transaction fees, such as the Capital One Quicksilver Cash Rewards Credit Card, will save you a few percentage of each purchase you make abroad.
Fees and 0% Intro APR
This credit card has no annual fee. You can keep the card without having to pay a fee. It also lets you enjoy 0% introductory APR on balance transfers. You can use it to transfer your existing credit-card balance to pay no interest for an extended period of 15 months.
Required Credit Rating
The Capital One Quicksilver Cash Rewards Credit Card is for people with good or excellent credit scores. If you have a FICO score of 700 or more, you may qualify for the credit card.
Is this the right card for you?
If you are looking to earn easy cash back with well-rounded benefits, the Capital One Quicksilver Cash Rewards Credit Card is good credit card for you. It provides you with 1.5% cash back on all purchases and $200 cash bonus. Unlike many other cash back credit cards, the Capital One Quicksilver Cash Rewards Credit Card waives foreign transaction fees, which makes it an all-around cash back card for purchases at home and abroad.
Similar Cash Back Credit Cards
If you are interested in the Capital One Quicksilver Cash Rewards Credit Card, you may also consider a few other credit cards with similar benefits.
|Credit Card||Bonus and Rewards||Annual Fee|
|Wells Fargo Active Cash® Card||$0|
rates & fees
|Bank of America® Customized Cash Rewards credit card||$0|
|Bank of America® Unlimited Cash Rewards credit card||$0|
|Citi Custom Cash℠ Card||$0|
|Citi® Double Cash Card - 18 month BT offer||2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.||$0|
|Costco Anywhere Visa® Card by Citi||$0|
|Chase Freedom Unlimited®||$0|
|Citi Rewards+® Card||$0|
|Blue Cash Preferred® Card from American Express||$0 intro annual fee for the first year, then $95.|
|Blue Cash Everyday® Card from American Express||$0|
|U.S. Bank Altitude® Go Visa Signature® Card||$0|