Overview
If you are looking for a credit card with straightforward cash rewards and no fees, Capital One® Quicksilver® Cash Rewards Credit Card would be a good choice for what you need. It is a VISA credit card with unlimited 1.5% cash back on all purchases. It also offers $150 cash bonus to new card members after qualified spending. In addition, the credit card has no annual fee. It does not have foreign transaction fees either, which means that there are no additional surcharges when you use it to make purchases abroad.
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
- 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Pay no annual fee or foreign transaction fees
- Intro APR
- 0% on Purchases and Balance Transfers
- Intro APR Period
- 15 months
- Regular APR
- 16.24% - 26.24% (Variable)
- Annual Fee
- $0
Card Benefits
Sign-up bonus
New card members will receive a one-time bonus of $150 cash if you spend at least $500 within 3 months of your rewards membership enrollment date. It means that you only need to spend an average of $134 per month in the first 3 months to qualify for the $150 bonus cash. Once you qualify for the $150 bonus, the cash bonus will be applied to your rewards balance within two billing cycles.
Cash Rewards on Purchases
You will earn 1.5% cash back on all purchases. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. There is no cap on the cash back you can earn. Your cash rewards don’t expire as long as your account is open.
Travel Perks
The Capital One® Quicksilver® Cash Rewards Credit Card has no foreign transaction fees. If you travel overseas, it is always best to bring a credit cards with no foreign transaction fees. Many consumer credit cards charge transaction fees of 3% on purchases you make in foreign countries. Using a credit card with no foreign transaction fees, such as the Capital One® Quicksilver® Cash Rewards Credit Card, will save you a few percentage of each purchase you make abroad.
Fees and 0% Intro APR
This credit card has no annual fee. You can keep the card without having to pay a fee. It also lets you enjoy 0% introductory APR on balance transfers. You can use it to transfer your existing credit-card balance to pay no interest for an extended period of 15 months. After the intro period ends, the go-to rate of 16.24% - 26.24% (Variable) applies.
Required Credit Rating
The Capital One® Quicksilver® Cash Rewards Credit Card is for people with good or excellent credit scores. If you have a FICO score of 700 or more, you may qualify for the credit card.
Is this the right card for you?
If you are looking to earn easy cash back with well-rounded benefits, the Capital One® Quicksilver® Cash Rewards Credit Card is good credit card for you. It provides you with 1.5% cash back on all purchases and $150 cash bonus. Unlike many other cash back credit cards, the Capital One® Quicksilver® Cash Rewards Credit Card waives foreign transaction fees, which makes it an all-around cash back card for purchases at home and abroad.
Similar Cash Back Credit Cards
If you are interested in the Capital One® Quicksilver® Cash Rewards Credit Card, you may also consider a few other credit cards with similar benefits.
| Credit Cards | Purchase APR | Transfer Info | Annual Fee | Credit Level |
|---|---|---|---|---|
| Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer | 0% intro APR 16.24% - 26.24% Variable APR after that | 0% intro APR 16.24% - 26.24% Variable APR after that | $0 | Excellent / Good CreditApply NowView Card Details |
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| Bank of America® Business Advantage Cash Rewards Mastercard® | 0% intro APR 14.49% - 24.49% Variable APR after that | 14.49% - 24.49% Variable APR | $0 | Excellent CreditApply NowView Card Details |
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| Capital One® Savor® Cash Rewards Credit Card | 16.74% - 25.74% (Variable) APR | 16.74% - 25.74% (Variable) APR | $0 intro for first year; $95 after that | Excellent, Good CreditApply NowView Card Details |
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| HSBC Cash Rewards Mastercard® | 0% intro APR 15.24%, 19.24% or 25.24% Variable* APR after that Rates & Fees | 0% intro APR 15.24%, 19.24% or 25.24% Variable* APR after that | $0 | Good, Excellent CreditApply NowView Card Details |
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| Capital One® SavorOne® Cash Rewards Credit Card | 0% intro APR 16.24% - 26.24% (Variable) APR | 0% intro APR 16.24% - 26.24% (Variable) APR | $0 | Excellent, Good CreditApply NowView Card Details |
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| Bank of America® Premium Rewards® credit card | 18.24% - 25.24% Variable APR | 18.24% - 25.24% Variable APR on balance transfers | $95 | Excellent / Good CreditApply NowView Card Details |
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| Bank of America® Travel Rewards credit card - 25,000 Bonus Points Offer | 0% intro APR 17.24% - 25.24% Variable APR after that | 17.24% - 25.24% Variable APR | $0 | Excellent / Good CreditApply NowView Card Details |
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- No annual fee
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
- Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening - with no annual fee and cash rewards don't expire.
- Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
- You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
- Get 75% more cash back on every purchase when you're a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.
- Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
- Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
- Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- No foreign transaction fees
- Capital One cardholders get access to premium experiences in dining, entertainment and more
- $0 intro annual fee for the first year, $95 after that
- Earn unlimited 1.5% cash rewards on all purchases.
- Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
- 10% Anniversary Bonus on all Cash Rewards earned once a year.
- No Annual Fee.
- 0% Intro APR for 12 months on purchases and balance transfers, then a 15.24%, 19.24% or 25.24% variable APR.
- No Foreign Transaction Fees.
- $0 liability for unauthorized purchases.
- Terms Apply.
- Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 16.24% - 26.24% variable APR after that
- 0% intro APR on balance transfers for 15 months; 16.24% - 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- No foreign transaction fee
- No annual fee
- Receive 50,000 bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
- If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
- No limit to the points you can earn and your points don't expire
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
- Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
- No Foreign Transaction Fees
- Low $95 annual fee
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- Comes with chip technology for enhanced security and protection at chip-enabled terminals
- 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 17.24% - 25.24% Variable APR will apply
- If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
