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If you are looking for a credit card with straightforward cash rewards and no fees, Capital One® Quicksilver® Cash Rewards Credit Card would be a good choice for what you need. It is a Mastercard credit card with unlimited 1.5% cash back on all purchases. It also offers $150 cash bonus to new card members after qualified spending. In addition, the credit card has no annual fee. It does not have foreign transaction fees either, which means that there are no additional surcharges when you use it to make purchases abroad.
Card Benefits
Welcome bonus
New card members will receive a one-time bonus of $150 cash if you spend at least $500 within 3 months of your rewards membership enrollment date. It means that you only need to spend an average of $134 per month in the first 3 months to qualify for the $150 bonus cash. Once you qualify for the $150 bonus, the cash bonus will be applied to your rewards balance within two billing cycles.
Cash Rewards on Purchases
You will earn 1.5% cash back on all purchases. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. There is no cap on the cash back you can earn. Your cash rewards don’t expire as long as your account is open. For example, if you spend $30,000 on the card in a year, you will receive $450 cash back rewards. Use our cash rewards calculator to find out how much cash back you may receive.
Travel Perks
The Capital One® Quicksilver® Cash Rewards Credit Card has no foreign transaction fees. If you travel overseas, it is always best to bring a credit cards with no foreign transaction fees. Many consumer credit cards charge transaction fees of 3% on purchases you make in foreign countries. Using a credit card with no foreign transaction fees, such as the Capital One® Quicksilver® Cash Rewards Credit Card, will save you a few percentage of each purchase you make abroad.
Fees and 0% Intro APR
This credit card has no annual fee. You can keep the card without having to pay a fee. It also lets you enjoy 0% introductory APR on balance transfers. You can use it to transfer your existing credit-card balance to pay no interest for an extended period of 15 months. After the intro period ends, the go-to rate of 15.49% - 25.49% (Variable) applies.
Required Credit Rating
The Capital One® Quicksilver® Cash Rewards Credit Card is for people with good or excellent credit scores. If you have a FICO score of 700 or more, you may qualify for the credit card.
Is this the right card for you?
If you are looking to earn easy cash back with well-rounded benefits, the Capital One® Quicksilver® Cash Rewards Credit Card is good credit card for you. It provides you with 1.5% cash back on all purchases and $150 cash bonus. Unlike many other cash back credit cards, the Capital One® Quicksilver® Cash Rewards Credit Card waives foreign transaction fees, which makes it an all-around cash back card for purchases at home and abroad.
Similar Cash Back Credit Cards
If you are interested in the Capital One® Quicksilver® Cash Rewards Credit Card, you may also consider a few other credit cards with similar benefits.
| Credit Cards | Purchase APR | Transfer Info | Annual Fee | Credit Level |
|---|---|---|---|---|
| American Express Blue Business Cash™ Card | 0% intro APR 13.24% - 19.24% Variable APR after that Rates & Fees | 13.24% - 19.24% Variable APR | No annual fee | Good, Excellent CreditLearn MoreView Card Details |
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| The Blue Business® Plus Credit Card from American Express | 0% intro APR 13.24% - 19.24% Variable APR after that Rates & Fees | 13.24% - 19.24% Variable APR | No annual fee | Good, Excellent CreditLearn MoreView Card Details |
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- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.
- No Annual Fee
- Terms Apply
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
- You've got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- More buying power for your business means more opportunities to earn points. That's everyday business with the Blue Business Plus Card.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening.
- No Annual Fee
- Terms Apply
