Capital One Quicksilver Cash Rewards Review

Overview

If you are looking for a credit card with straightforward cash rewards and no fees, Capital One® Quicksilver® Cash Rewards Credit Card would be a good choice for what you need. It is a Mastercard credit card with unlimited 1.5% cash back on all purchases. It also offers $150 cash bonus to new card members after qualified spending. In addition, the credit card has no annual fee. It does not have foreign transaction fees either, which means that there are no additional surcharges when you use it to make purchases abroad.

Card Benefits

Welcome bonus

New card members will receive a one-time bonus of $150 cash if you spend at least $500 within 3 months of your rewards membership enrollment date. It means that you only need to spend an average of $134 per month in the first 3 months to qualify for the $150 bonus cash. Once you qualify for the $150 bonus, the cash bonus will be applied to your rewards balance within two billing cycles.

Cash Rewards on Purchases

You will earn 1.5% cash back on all purchases. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. There is no cap on the cash back you can earn. Your cash rewards don’t expire as long as your account is open. For example, if you spend $30,000 on the card in a year, you will receive $450 cash back rewards. Use our cash rewards calculator to find out how much cash back you may receive.

Travel Perks

The Capital One® Quicksilver® Cash Rewards Credit Card has no foreign transaction fees. If you travel overseas, it is always best to bring a credit cards with no foreign transaction fees. Many consumer credit cards charge transaction fees of 3% on purchases you make in foreign countries. Using a credit card with no foreign transaction fees, such as the Capital One® Quicksilver® Cash Rewards Credit Card, will save you a few percentage of each purchase you make abroad.

Fees and 0% Intro APR

This credit card has no annual fee. You can keep the card without having to pay a fee. It also lets you enjoy 0% introductory APR on balance transfers. You can use it to transfer your existing credit-card balance to pay no interest for an extended period of 15 months. After the intro period ends, the go-to rate of 15.49% - 25.49% (Variable) applies.

Required Credit Rating

The Capital One® Quicksilver® Cash Rewards Credit Card is for people with good or excellent credit scores. If you have a FICO score of 700 or more, you may qualify for the credit card.

Is this the right card for you?

If you are looking to earn easy cash back with well-rounded benefits, the Capital One® Quicksilver® Cash Rewards Credit Card is good credit card for you. It provides you with 1.5% cash back on all purchases and $150 cash bonus. Unlike many other cash back credit cards, the Capital One® Quicksilver® Cash Rewards Credit Card waives foreign transaction fees, which makes it an all-around cash back card for purchases at home and abroad.

Similar Cash Back Credit Cards

If you are interested in the Capital One® Quicksilver® Cash Rewards Credit Card, you may also consider a few other credit cards with similar benefits.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Citi® Double Cash Card - 18 month BT offer Hide Benefits Show Benefits	13.99% - 23.99% (Variable) APR	0% intro APR for 18 months 13.99% - 23.99% (Variable) APR after that	$0	Excellent CreditLearn More View Card Details
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness. Balance Transfers do not earn cash back. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. The standard variable APR for Citi Flex Plan is 13.99% - 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Citi Rewards+℠ Card Hide Benefits Show Benefits	0% intro APR for 15 months 13.49% - 23.49% (Variable) APR after that	0% intro APR for 15 months 13.49% - 23.49% (Variable) APR after that	$0	Excellent CreditLearn More View Card Details
The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap. Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee - either $5 or 3% of the amount of each transfer, whichever is greater. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases. The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
American Airlines AAdvantage MileUp℠ Card Hide Benefits Show Benefits	15.99% - 24.99% (Variable) APR	15.99% - 24.99% (Variable) APR	$0	Excellent CreditLearn More View Card Details
Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening No Annual Fee Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases Earn 1 AAdvantage® mile for every $1 spent on other purchases Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Costco Anywhere Visa® Card by Citi Hide Benefits Show Benefits	15.24% (Variable) APR	15.24% (Variable) APR	$0	Excellent CreditLearn More View Card Details
Discover one of Citi's best cash back rewards cards designed exclusively for Costco members 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter 3% cash back on restaurants and eligible travel purchases 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico The standard variable APR for Citi Flex Plan is 15.24%. Citi Flex Plan offers are made available at Citi's discretion.
Citi® Diamond Preferred® Card Hide Benefits Show Benefits	0% intro APR for 18 months 14.74% - 24.74% (Variable) APR after that	0% intro APR for 18 months 14.74% - 24.74% (Variable) APR after that	$0	Excellent CreditLearn More View Card Details
0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater Get free access to your FICO® Score online. With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more. Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions. The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
ABOC Platinum Rewards Credit Card Hide Benefits Show Benefits	0% intro APR for 12 months 12.90% to 22.90% Variable APR after that	12.90% to 22.90% Variable APR	$0	Excellent CreditLearn More View Card Details
0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your creditworthiness Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award! Earn Points on Every Purchase! It's simple: $1 = 1 Point No Annual Fee Select Your Rewards Your Way
American Express Blue Business Cash™ Card Hide Benefits Show Benefits	0% intro APR for 12 months from date of account opening 13.24% - 19.24% Variable APR after that Rates & Fees	13.24% - 19.24% Variable APR	No annual fee	Good, Excellent CreditLearn More View Card Details
Earn up to $300 back to boost your business. You can earn up to $100 in the form of statement credits at each of the following merchants: Dell Technologies, DocuSign or FedEx after you make an eligible purchase on your new Card within the first 3 months of Card Membership. Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That's why you've got the power to spend beyond your credit limit with Expanded Buying Power. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening. No Annual Fee Terms Apply
The Blue Business® Plus Credit Card from American Express Hide Benefits Show Benefits	0% intro APR for 12 months from date of account opening 13.24% - 19.24% Variable APR after that Rates & Fees	13.24% - 19.24% Variable APR	No annual fee	Good, Excellent CreditLearn More View Card Details
Earn up to $300 back to boost your business. You can earn up to $100 in the form of statement credits at each of the following merchants: Dell Technologies, DocuSign or FedEx after you make an eligible purchase on your new Card within the first 3 months of Card Membership. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit. You've got the power to use your Card beyond its credit limit with Expanded Buying Power. More buying power for your business means more opportunities to earn points. That's everyday business with the Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors at account opening. No Annual Fee Terms Apply

Citi® Double Cash Card - 18 month BT offer

Apply Now

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.

Citi Rewards+℠ Card

Apply Now

The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com

American Airlines AAdvantage MileUp℠ Card

Apply Now

Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
No Annual Fee

Costco Anywhere Visa® Card by Citi

Apply Now

Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter

Citi® Diamond Preferred® Card

Apply Now

0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater

ABOC Platinum Rewards Credit Card

Apply Now

0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% - 22.90% (V), based on your creditworthiness
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening

American Express Blue Business Cash™ Card

Apply Now
Rates & Fees

Earn up to $300 back to boost your business. You can earn up to $100 in the form of statement credits at each of the following merchants: Dell Technologies, DocuSign or FedEx after you make an eligible purchase on your new Card within the first 3 months of Card Membership.
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.

The Blue Business® Plus Credit Card from American Express

Apply Now
Rates & Fees

Earn up to $300 back to boost your business. You can earn up to $100 in the form of statement credits at each of the following merchants: Dell Technologies, DocuSign or FedEx after you make an eligible purchase on your new Card within the first 3 months of Card Membership.
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.