RedditA few credit cards actually offer new card members a rich bonus of $200 after a minimal $500 is spent on purchases within the first 3 months. This is a whopping 40% cash back on the first $500 charged to your credit card. In addition, many of these credit cards also offer 2% cash back on select purchases, 0% introductory APR, and have no annual fee.
Credit Cards that Offer $200 Bonus after $500 is Spent
Here is a quick rundown of the top credit cards that offer $200 bonus cash after you spend $500 within the first few months.
$200 Bonus after $500 is Spent
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Wells Fargo Active Cash® Card | $200 cash rewards bonus after spending $500 in purchases in the first 3 months. | $0 rates & fees |
Similar Credit Cards that Offer $200 or $250 Bonus after qualified spending
You may also consider a few other credit cards with similar bonus rewards that let you earn $200 or more bonus after qualified spending of between $1,000 and $6,000.
Bank of America Credit Cards
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Bank of America® Customized Cash Rewards credit card | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. | $0 |
 | Bank of America® Travel Rewards credit card | 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. | $0 |
 | Bank of America® Unlimited Cash Rewards credit card | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. | $0 |
Wells Fargo Credit Cards
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Wells Fargo Autograph℠ Card | 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. | $0 rates & fees |
Citi Credit Cards
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Citi Premier® Card | 60,000 bonus ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel portal through June 30, 2024. | $95 rates & fees |
 | Citi Double Cash® Card | $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back. | $0 rates & fees |
 | Citi Rewards+® Card | 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com | $0 rates & fees |
 | Citi Custom Cash® Card | $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back. | $0 rates & fees |
Chase Credit Cards
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Chase Sapphire Preferred® Card | 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel. | $95 |
 | Chase Freedom Unlimited® | Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! | $0 |
 | Ink Business Cash® Credit Card | 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary | $0 |
 | Ink Business Unlimited® Credit Card | $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening | $0 |
American Express Credit Cards
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Blue Cash Preferred® Card from American Express | $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. | $0 intro annual fee for the first year, then $95. (fees) |
 | Blue Cash Everyday® Card from American Express | $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. | $0 (fees) |
 | The American Express Blue Business Cash™ Card | $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. | $0 (fees) |
