0% Intro APR Credit Cards

By

Credit cards with 0% introductory interest on purchases or balance transfers can help you save money. Whether you are trying to pay off your debt or you need to make a big purchase, 0% intro APR credit cards let you borrow money from banks for a certain period of time and pay off debt later without incurring any interest or fees, as long as you make the minimum payments every month.

BankAmericard credit card: 0% APR for 18 Billing Cycles

BankAmericard® credit card lets you enjoy 0% intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. This credit card has no annual fee.

  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% - 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
18 billing cycles
Regular APR
14.49% - 24.49% Variable APR on purchases and balance transfers
Annual Fee
$0

Bank of America® Cash Rewards: 0% APR for 15 Billing Cycles

Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer lets you enjoy 0% intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. You can earn 3% cash back on purchases in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement / furnishings. On top of the baseline cash rewards, Bank of America and Merrill customers can earn an additional loyalty bonus of Preferred Rewards, which may increase your rewards to 5.25% cash back on select purchases of your choice. This credit card has no annual fee. It is offering $200 bonus.

  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.49% - 25.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
Intro APR
0% on Purchases and qualifying Balance Transfers
Intro APR Period
15 billing cycles
Regular APR
15.49% - 25.49% Variable APR on purchases and balance transfers
Annual Fee
$0

Capital One® Quicksilver® Cash Rewards: 0% APR for 15 Months

Capital One® Quicksilver® Cash Rewards Credit Card lets you enjoy 0% intro APR on purchases and balance transfers for 15 months. In addition, it offers unlimited 1.5% cash back on all purchases. This credit card has no annual fee and no foreign transaction fees. It is offering $150 bonus.

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees
Intro APR
0% on Purchases and Balance Transfers
Intro APR Period
15 months
Regular APR
15.49% - 25.49% (Variable)
Annual Fee
$0

Capital One SavorOne Cash Rewards: 0% APR for 15 Months

Capital One® SavorOne® Cash Rewards Credit Card lets you enjoy 0% intro APR on purchases and balance transfers for 15 months. In addition, it offers unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. This credit card has no annual fee and no foreign transaction fees. It is offering $150 bonus.

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49% - 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee
Intro APR
0% on Purchases and Balance Transfers
Intro APR Period
15 months
Regular APR
15.49% - 25.49% (Variable)
Annual Fee
$0

ABOC Platinum Rewards Credit Card: 0% APR for 12 Months

ABOC Platinum Rewards Credit Card lets you enjoy 0% intro APR on purchases and balance transfers for 12 months. In addition, it offers 5X rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive. This credit card has no annual fee. It is offering $150 bonus.

  • 0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 14.40% - 24.40%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
Intro APR
0% on Purchases for 12 months and Balance Transfers for 18 months
Intro APR Period
12 months
Regular APR
14.40% - 24.40% Variable
Annual Fee
$0

Mastercard Titanium Card: 0% APR on Balance Transfers for 15 Billing Cycles

Mastercard® Titanium Card lets you enjoy 0% intro APR for 15 billing cycles on balance transfers made in the first 45 days. In addition, it offers 2% value for redeeming points for airfare, 24/7 Luxury Card Concierge, exclusive Luxury Card Travel Benefits, and more.

  • Brushed Stainless Steel - Patented Card Design
  • 2% Value for Airfare Redemptions
  • 1% Value for Cash Back Redemptions
  • 24/7 Luxury Card Concierge™ - Available by phone, email, and mobile chat
  • Exclusive Luxury Card Travel Benefits
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $195 ($95 for each Authorized User)
Intro APR
0% on Balance Transfers made in the first 45 days
Intro APR Period
15 billing cycles
Regular APR
16.49% Variable
Annual Fee
$195

Additional 0% Intro APR Credit Cards

In addition to the above offers, 15 other credit cards let you enjoy 0% introductory APR for an extended period.

>> Click here to see more credit cards with 0% intro APR on balance transfers <<

>> Click here to see more credit cards with 0% intro APR on purchases <<

Subscribe to our latest articles, news, and promotions!