USAA Credit Cards

USAA is a diversified insurance and financial services company. The company’s subsidiary bank, USAA Savings Bank, have issued more than 1.5 million credit cards, and have become one of the five largest savings and loan institutions in the United States.

Disclaimer: USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
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USAA Cashback Rewards Plus American Express® Card

12.40% to 26.40%* APR

12.40% to 26.40%* APR

$0*

Good To Excellent CreditApply NowView Card Details
  • Earn 5% cash back on up to $3,000 in gas and military base purchases annually on these categories combined.
  • Earn 2% cash back on up to $3,000 in supermarket purchases per year.
  • Earn 1% cash back on all other purchases with no cap.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States
USAA Preferred Cash Rewards Visa Signature®

12.40% to 26.40%* APR

12.40% to 26.40%* APR

$0*

Good To Excellent CreditApply NowView Card Details
  • Earn 1.5% cash back on your everyday purchases.
  • Redeem your cash rewards anytime using your mobile device or computer
  • There's no limit on the amount you can earn.
  • Enjoy no foreign transaction fees when you travel outside of the United States.
USAA Cash Rewards® American Express® Card

10.40% to 26.40%* APR

10.40% to 26.40%* APR

$0

Good To Excellent CreditApply NowView Card Details
  • Earn up to 2.25% cash back on gas and grocery purchases.
  • Earn up to 1.25% cash back on your everyday purchases.
  • There's no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.
USAA Cash Rewards® Visa Signature® Card

10.40% to 26.40%* APR

10.40% to 26.40%* APR

$0

Good To Excellent CreditApply NowView Card Details
  • Earn up to 1.25% cash back on your everyday purchases.
  • There's no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.
USAA Rewards™ American Express® Card

10.40% to 26.40%* APR

10.40% to 26.40%* APR

$0

Good To Excellent CreditApply NowView Card Details
  • Earn 2X points per dollar spent on gas and groceries with no caps.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • There's no expiration date or caps on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
USAA Rewards™ Visa Signature®

10.40% to 26.40%* APR

10.40% to 26.40%* APR

$0

Good To Excellent CreditApply NowView Card Details
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • No expiration date or caps on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
  • Redeem for cash on your mobile device.
USAA Rate Advantage Platinum Visa®

7.40% to 24.40%* APR

7.40% to 24.40%* APR

$0

Fair To Good CreditApply NowView Card Details
  • Enjoy our lowest rate card.
  • Pay no annual, penalty APR or foreign transaction fees
  • Get travel and retail benefits
USAA Classic Platinum Visa®

18.40% to 24.40%* APR

18.40% to 24.40%* APR

$35*

Poor To Fair* CreditApply NowView Card Details
  • Best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating - sometimes in as little as 12 months.
  • We'll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
USAA Classic American Express®

18.40% to 24.40%* APR

18.40% to 24.40%* APR

$35*

Poor To Fair* CreditApply NowView Card Details
  • Best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating - sometimes in as little as 12 months.
  • We'll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
USAA Secured Card® Platinum Visa®

10.40% to 20.40%* APR

10.40% to 20.40%* APR

$35*

Rebuilding CreditApply NowView Card Details
  • Best for members rebuilding or establishing credit
  • It's a real credit card - not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
USAA Secured Card® American Express® Card

10.40% to 20.40%* APR

10.40% to 20.40%* APR

$35*

Rebuilding CreditApply NowView Card Details
  • Best for members rebuilding or establishing credit.
  • It's a real credit card - not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • Earn 5% cash back on up to $3,000 in gas and military base purchases annually on these categories combined.
  • Earn 2% cash back on up to $3,000 in supermarket purchases per year.
  • Earn 1.5% cash back on your everyday purchases.
  • Redeem your cash rewards anytime using your mobile device or computer
  • Earn up to 2.25% cash back on gas and grocery purchases.
  • Earn up to 1.25% cash back on your everyday purchases.
  • Earn up to 1.25% cash back on your everyday purchases.
  • There's no limit on the amount you can earn.
  • Earn 2X points per dollar spent on gas and groceries with no caps.
  • Earn one point for every dollar spent on your everyday purchases.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • Enjoy our lowest rate card.
  • Pay no annual, penalty APR or foreign transaction fees
  • Best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating - sometimes in as little as 12 months.
  • Best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating - sometimes in as little as 12 months.
  • Best for members rebuilding or establishing credit
  • It's a real credit card - not a debit or prepaid card.
  • Best for members rebuilding or establishing credit.
  • It's a real credit card - not a debit or prepaid card.
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