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| | Capital One Cash - Best Cash Back Credit Card For Your Daily Purchases
by Jennifer on Jan 31th, 2011
The new Capital One Cash MasterCard boasts 50% annual bonus on your cash back, which gives you solid 1.5% cash back on all purchases. The cash back has no cap and never expires. In addition, this card has no annual fee and no foreign transaction fee, making it the perfect choice for your primary use. If you combine using it with other credit cards which offer higher cash back in selected categories, such as Chase Freedom Visa or Blue Cash Preferred Card, you can maximize cash back rewards on your daily purchases.
Combine These Popular Cash Back Credit Cards - Maximize Your Savings |
The calculation of annual savings is based on your monthly bill is around $2000 which can be broken into the following categories: dining $350, gas $350, utility $400, cloths $300, supermarket $600. |
Credit Card |
Bonus |
Cash Back |
Annual Fee |
Annual Savings |
| $100 | 1.5% cash back on all purchases, no cap | None | $460 1st year, $360 thereafter |
| $200 | 5% cash back on up to $1500 spent in quarterly rotating bonus categories, 1% unlimited cash back on others. | None | $680 1st year, $480 thereafter |
Citi Dividend World MasterCard | $200 | 5% cash back in quarterly rotating bonus categories, 1% cash back on others. Cash back is up to $300 per calendar year | None | $500 1st year, $300 thereafter |
Discover More Card | None | 1% unlimited Cashback Bonus on purchases after your total annual purchases exceed $3000; purchases that are part of your first $3000 earn .25%. 5% Cashback Bonus on up to $1500 in purchases at bonus categories. | None | $458.5 |
Blue Cash Everyday Card | None | 3% cash back at supermarkets, 2% at gas stations and department stores, 1% on others, no cap | None | $462 |
Blue Cash Preferred Card | $100 | 6% at supermarkets, 3% at gas stations and department stores, 1% on others, no cap | $75 | $781 1st year, $681 thereafter |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
until June 2013 |
12.9% - 20.9% variable |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases |
12 months |
17.24% - 22.24% variable |
None |
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Blue Cash PreferredSM Card from American Express
Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership0% intro APR on purchases for 12 months, flexibility to pay over timeGet 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchasesNo spend minimum, No enrollment, and No rotating rewards categoriesGet a $75 Referral Bonus for each friend or family member who is approved for the CardThe annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.Click here for official application, terms, and details
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases |
12 months |
17.24% - 22.24% variable |
$75 |
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Discover® More® Card
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.comDiscover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)24/7 access to a U.S.-based Account Manager within 60 seconds$0 Fraud Liability plus automatic mobile and email fraud alert optionsGreat rewards with no annual fee, no rewards redemption fee, and no additional card fee*Click apply to view rates, fees, rewards, limitations and other important informationClick here for official application, terms, and details
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0%* on Purchases and on Balance Transfers |
15 months* |
10.99% - 20.99% (Variable)* |
None |
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