Blue Cash EverydaySM Credit Card - the Best Rewards Card for Everyday Purchases

With all the varied and complex bonus programs out there for credit cards, it's nice to find one with a simple rewards program. Having a simplified bonus structure allows all cardholders to understand it, and to plan effectively to maximize their bonus earnings. American Express offers the Blue Cash EverydaySM Credit Card which meets these needs for credit cardholders. There are no rotating bonus categories each month, so shoppers don't have to change their shopping strategies just to maximize their refund card earnings. Blue Cash EverydaySM Card members do not have to spend a specific amount of money every month, quarter or year to qualify for the rewards program. Instead, they can shop as they normally would at their favorite grocery stores, gas stations and other retailers and be rewarded with a bonus back on a regular basis.

Blue Cash EverydaySM Card from American Express Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases No spend minimum, No enrollment, and No rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time Click here for official application, terms, and details

Intro APR Intro APR Period Regular APR Annual Fee 0% on Purchases 12 months 17.24% - 22.24% variable None

With Blue Cash EverydaySM from American Express, the card holder shops at the grocery store he earns 3 percent back on all of his purchases. At gas stations and department stores the amount earned as cash back is 2 percent of the purchase. Everywhere else, he earns 1 percent back from his total purchase. He can convert that cash back into rewards points which can be used to select products or gift cards from American Express. To keep it simple though, cardholders can redeem their cash back rewards for cash any time the total pending cash back rewards is over $25. Even without redeeming for points, cardholders can earn discounts at some of their favorite merchants. The Blue Savings Program offers discounts to cardholders at merchants ranging from flower delivery services to car rental agencies and restaurants. Cardholders can also earn $25 per person they refer to become a member of the Blue Cash EverydaySM Credit Card program. As long as the family member or friend is approved for the credit card, his referrer earns $25 cash back.

The Blue Cash EverydaySM Card from American Express has very few expenses associated with it, unlike other grocery rewards cards. Some cards waive their annual fee for the first year, but American Express will never charge an annual fee to Blue Cash EverydaySM Card carriers. The interest rate varies from 17.24 percent to 22.24 percent based on the applicant's credit history and credit rating. Any purchases made during the first year of membership in the Blue Cash EverydaySM Card program are free of interest charges. The interest rate is not applied until the first anniversary for the cardholder.

Blue Cash EverydaySM is a great credit card for those that like straightforward cash back rewards and want to save on everyday purchases such as groceries, gas and department stores. The cash back is unlimited. This card has no annual fee and offers 0% APR on purchases for 12 months.

Click here to go to the official American Express website to apply online for Blue Cash EverydaySM Card now.