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American Express Premier Rewards Gold Card - Earn up to 3X Points


By Jennifer on December 13, 2011 Google Bookmark Yahoo Bookmark Digg this! Add to del.icio.us

Review of: American Express Premier Rewards Gold Card

American Express Premier Rewards Gold Card is for people who usually spends more than $30,000 a year. This card comes with valuable rewards and benefits, including signature purchase protection and travel insurance plans, preferred access to worldwide events, and faster ways to earn reward points that you can spend on just about anything. All with no interest, since you pay your full balance each month, plus no preset spending limit, but with a little bit higher annual fee $175. Let's see if the Premier Rewards Gold Card is worth it.

American Express® Premier Rewards Gold Card

  • Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership

  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else

  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more

  • Introductory annual fee of $0 for the first year, then $175

  • Get a decision in as little as 60 seconds

  • Click here for official application, terms, and details

American Express Premier Rewards Gold Card Apply for American Express Premier Rewards Gold Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A N/A Introductory annual fee of $0 for the first year, then $175

Bonus Rewards
Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership. Card members can also earn 15,000 bonus points when they spend $30,000 on the Card per calendar year, an average of $2,500 per month.

Rewards
Earn 3 points on airfare purchases, 2 points on gas and grocery purchases, and 1 point for all other purchases. Card members can also earn 15,000 bonus points when they spend $30,000 on the Card per calendar year, an average of $2,500 per month.

Perks
The Premier Rewards Gold Card is an especially attractive option for consumers who love to travel, since it offers 3 points on airfare purchases, more than airline rewards cards typically offer, and Card members earn 3 points on all airfare purchases, not just with one airline. Card members can transfer points to 17 frequent-flier accounts or use the Pay with Points feature to book any seat, anytime, on any airline with no blackout dates or other restrictions. Points have no expiration date, and there is no limit on the number of points a card member can earn.

Redeem Points
Card members are automatically enrolled in the Membership Rewards Program from American Express and can redeem points for travel, shopping, dining and entertainment rewards with more than 500 brands. Frequent fliers can enjoy a wide variety of ways to redeem points for travel that the Membership Rewards program offers. Card members have the option to transfer points directly into 17 airline frequent-flier programs at almost always 1:1 ratio for award seats or use the Pay with Points feature to book any seat, anytime, on any airline with no blackout dates or other restrictions. Points have no expiration date, and there is no limit on the number of points a Card member can earn.

Travel Insurance and Purchase Protection

  • Fraud Protection Guarantee: Notice a strange charge on your statement? We'll investigate and, in the meantime, you won't be responsible for paying the charge.
  • Return Protection: Change your mind and the store won't take it back? We'll refund the purchase price.
  • Extended Warranty: Take the risk out of larger purchases. We can extend the length of the original manufacturer's warranty, up to one year, on your purchases that have U.S. warranties of 5 years or less.
  • Purchase Protection: If something breaks, we can help you repair it or replace it — or we can reimburse you.
  • Global Assist Hotline: When you’re more than 100 miles from home, one phone call to us can help connect you with the help you need — from doctor referrals to passport assistance and emergency cash.
  • Baggage Insurance Plan: Your baggage can be covered against loss, theft, or damage when you use your Card to purchase your Common Carrier plane, train, ship, helicopter, or bus ticket.
  • Car Rental Loss and Damage Insurance: American Express will get you back on track in no time with 24-hour Roadside Assistance when you travel. And when you rent a car with your Card and decline the collision damage waiver (CDW) or similar option offered by the Commercial Car Renal Company, you can be covered under Car Rental Loss and Damage Insurance — at no additional charge.
  • Travel Accident Insurance:American Express provides up to $250,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare has been charged to the Card.
  • Emergency Check-In: Check into a hotel and charge your stay with the Card, even if your Card has been lost or stolen.
  • Assured Reservations: Guarantee your hotel reservations with your Card and your room will be waiting for you even if you arrive late, or the hotel will provide you with a comparable room nearby, along with transportation to your new location.
  • Gold Card Destinations program

    • Vacations & Cruises: Special amenities valued at $100 - $150 on virtually any trip from American Express Gold Card Destinations travel partners.
    • Hotels: A $75 food and beverage credit whenever you book a stay of two or more consecutive nights at more than 500 Starwood properties around the world and enjoy the low rates.
    • Entertainment Access:A wide variety of exclusive, unique travel and entertainment packages that are updated monthly at www.goldcarddestinations.com.
  • Gold Card Events: Gold Card Events combines access to top entertainment with luxury travel which offers access to advance tickets and premium seating at some of the most sought-after shows and concerts, as well as VIP packages, exclusive tickets to family events, and much more.
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