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0% APR on Balance Transfers Credit Cards
The balance transfer credit cards are designed to help people transfer their high interest balances onto a new low interest credit card, thus saving money on interest charges.
Transferring balances to a credit card that offers a 0% Annual Percentage Rate for 12 months can provide substantial savings. If you have $5,000 in credit card debt and paying an interest rate of 15%, you can save $750 on interest for one year. Your Savings = Your debt * previous high interest rate - transfer fee
The following are the most popular balance transfer credit cards that not only offer 0% introductory APR on balance transfers for up to 12 months with low transfer fee, but also offer cash back, rebates, reward points, and high credit limits for qualified applicants.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0%* on Purchases and on Balance Transfers |
up to 15 months |
as low as 11.99% variable |
None |
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Chase Ink Cash Business Card
3% cash back at gas stations, restaurants, office supply and home improvement storesUnlimited 1% cash back on all business purchasesCustomized business credit line to meet your business needsAdd employee cards and earn cash back on their purchasesControl and manage expenses easily with customized alerts and reportsEvery purchase protected with free built-in Zero Liability Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
6 months |
as low as 11.24%* |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
6 months on purchases, 12 months on B.T. |
as low as 11.99% variable |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
up to 12 months |
as low as 13.24% |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
6 months |
as low as 11.99% variable |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
6 months |
as low as 11.99% variable |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
6 months |
as low as 11.99% variable |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
6 months |
as low as 11.99% variable |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
6 months |
11.99% - 19.99%* |
None |
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Biodegradable Discover® More Card
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and moreUp to 1% unlimited Cashback Bonus on all other purchases automatically0% APR on Balance Transfers and Purchases for a full 6 monthsCard plastic breaks down 99% within five years in landfill conditionsHelp protect the planet with the new biodegradable Discover CardInstant Response within 60 seconds
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
6 months |
as low as 11.99% variable |
None |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
6 months |
11.99% - 19.99%* |
$60 |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Balance Transfers |
6 months |
13.24% |
$495 |
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% if you qualify* on Purchases |
7 months |
as low as 17.24% variable |
None |
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News
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We have added more than a dozen new credit cards recently. Many of them offer exciting perks and cash back rebates. Click here to check out these offers.
We have also added the category of instant approvals for credit cards that give you a decision instantly.
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