Bookmark | Tell a Friend

Featured Credit Card Offers

0% APR, No Fee Credit Cards

0% on Balance Transfers

Credit Cards by Category

Credit Cards by Issuer

Credit Cards by Network

International Credit Cards

0% APR on Balance Transfers Credit Cards

The balance transfer credit cards are designed to help people transfer their high interest balances onto a new low interest credit card, thus saving money on interest charges.

Transferring balances to a credit card that offers a 0% Annual Percentage Rate for 12 months can provide substantial savings. If you have $5,000 in credit card debt and paying an interest rate of 15%, you can save $750 on interest for one year.
**Your Savings = Your debt * previous high interest rate - transfer fee**

The following are the most popular balance transfer credit cards that not only offer 0% introductory APR on balance transfers for up to 12 months with low transfer fee, but also offer cash back, rebates, reward points, and high credit limits for qualified applicants.

	Citi^® Platinum Select^® MasterCard^® *0% APR on balance transfers and purchases for up to 15 months** Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more Citi^® Identity Theft Solutions No annual fee $0 liability on unauthorized purchases Secure, free online account management Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0%* on Purchases and on Balance Transfers	up to 15 months	as low as 11.99% variable	None

Chase Ink Cash Business Card

3% cash back at gas stations, restaurants, office supply and home improvement stores
Unlimited 1% cash back on all business purchases
Customized business credit line to meet your business needs
Add employee cards and earn cash back on their purchases
Control and manage expenses easily with customized alerts and reports
Every purchase protected with free built-in Zero Liability Protection
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	as low as 11.24%*	None

Discover^® More Card

0% APR on Balance Transfers for a FULL 12 months
0% APR on Purchases for a FULL 6 months
5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months on purchases, 12 months on B.T.	as low as 11.99% variable	None

	Slate^SM from Chase Now with Blueprint^SM 0% intro APR for up to 12 months on Purchases and Balance Transfers Pay down balances on your terms with Blueprint^SM Zero Liability on Unauthorized Purchases E-mail and text alerts Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	up to 12 months	as low as 13.24%	None

Discover^® More Card - Sealife Collection

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
0% APR on Balance Transfers and Purchases for a full 6 months
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	as low as 11.99% variable	None

Discover^® More Card - American Flag

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
0% APR on Balance Transfers and Purchases for a full 6 months
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	as low as 11.99% variable	None

Discover^® More Card - Clear

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
0% APR on Balance Transfers and Purchases for a full 6 months
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	as low as 11.99% variable	None

Discover^® More Card - Wildlife Collection

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
0% APR on Balance Transfers and Purchases for a full 6 months
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	as low as 11.99% variable	None

Miles Card by Discover^®

12,000 Bonus Miles
Earn miles faster
Travel with no restrictions - Book any travel through any airline, travel agent or online travel site with no blackout dates or advanced bookings
Redeem faster with more options - Choose a travel credit to your account or cash starting at just 5,000 miles, gift cards from over 80 brand-name partners starting at just 1,000 miles
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	11.99% - 19.99%*	None

Biodegradable Discover^® More Card

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
0% APR on Balance Transfers and Purchases for a full 6 months
Card plastic breaks down 99% within five years in landfill conditions
Help protect the planet with the new biodegradable Discover Card
Instant Response within 60 seconds
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	as low as 11.99% variable	None

Escape by Discover^® Card

25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
Unlimited Double Miles on all purchases
Redeem Miles for travel credits, cash or gift cards
2 additional Miles for every $1 you spend through ShopDiscover
Book any travel, anytime with no blackout dates or restrictions
Enhanced travel benefits
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	11.99% - 19.99%*	$60

	Visa^® Black Card Limited Membership 24-Hour Concierge Service Exclusive Rewards Program Luxury Gifts Patent Pending Carbon Card Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Balance Transfers	6 months	13.24%	$495

Citi^® mtvU™ Platinum Select^® Visa^® Card for College Students

0% APR* on purchases for 7 months, if you qualify, based on your application and credit history*
Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
Earn 1 ThankYou Point for every dollar you spend on all other purchases
Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit
Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA
Redeem points for gift cards, travel, electronics, music and more
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% if you qualify* on Purchases	7 months	as low as 17.24% variable	None

News

We have added more than a dozen new credit cards recently. Many of them offer exciting perks and cash back rebates. Click here to check out these offers.

We have also added the category of instant approvals for credit cards that give you a decision instantly.

How to ...

Boost your credit score

Apply for business credit cards

Access your credit reports for free

Choose and use credit cards

Dispute a credit card bill

Fight back against identity theft

What is ...

The history of credit cards

The meaning of credit card numbers

The basics of credit scores

Credit report says about you

Truth of credit card loss protection

Credit Card Terminology

Balance Transfer

Cash Advance Check

Annual Percentage Rate (APR)

Introductory Rates

Variable Interest Rate

Prime Rate

Periodic Rate

Average Daily Balance

Credit Limit

Grace Period

Minimum Monthly Payment

Monthly Finance Charge

Credit Score

Pre-Approved

Secured Credit Card

0% APR on Balance Transfers Credit Cards

Citi® Platinum Select® MasterCard®

0% APR* on balance transfers and purchases for up to 15 months

Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more

Citi® Identity Theft Solutions

No annual fee

$0 liability on unauthorized purchases

Secure, free online account management

Chase Ink Cash Business Card

3% cash back at gas stations, restaurants, office supply and home improvement stores

Unlimited 1% cash back on all business purchases

Customized business credit line to meet your business needs

Add employee cards and earn cash back on their purchases

Control and manage expenses easily with customized alerts and reports

Every purchase protected with free built-in Zero Liability Protection

Discover® More Card

0% APR on Balance Transfers for a FULL 12 months

0% APR on Purchases for a FULL 6 months

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

Up to 1% unlimited Cashback Bonus on all other purchases automatically

Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners

Instant Response within 60 seconds

SlateSM from Chase

Now with BlueprintSM

0% intro APR for up to 12 months on Purchases and Balance Transfers

Pay down balances on your terms with BlueprintSM

Zero Liability on Unauthorized Purchases

E-mail and text alerts

Discover® More Card - Sealife Collection

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

Up to 1% unlimited Cashback Bonus on all other purchases automatically

0% APR on Balance Transfers and Purchases for a full 6 months

Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners

Instant Response within 60 seconds

Discover® More Card - American Flag

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

Up to 1% unlimited Cashback Bonus on all other purchases automatically

0% APR on Balance Transfers and Purchases for a full 6 months

Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners

Instant Response within 60 seconds

Discover® More Card - Clear

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

Up to 1% unlimited Cashback Bonus on all other purchases automatically

0% APR on Balance Transfers and Purchases for a full 6 months

Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners

Instant Response within 60 seconds

Discover® More Card - Wildlife Collection

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

Up to 1% unlimited Cashback Bonus on all other purchases automatically

0% APR on Balance Transfers and Purchases for a full 6 months

Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners

Instant Response within 60 seconds

Miles Card by Discover®

12,000 Bonus Miles

Earn miles faster

Travel with no restrictions - Book any travel through any airline, travel agent or online travel site with no blackout dates or advanced bookings

Redeem faster with more options - Choose a travel credit to your account or cash starting at just 5,000 miles, gift cards from over 80 brand-name partners starting at just 1,000 miles

Biodegradable Discover® More Card

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

Up to 1% unlimited Cashback Bonus on all other purchases automatically

0% APR on Balance Transfers and Purchases for a full 6 months

Card plastic breaks down 99% within five years in landfill conditions

Help protect the planet with the new biodegradable Discover Card

Instant Response within 60 seconds

Escape by Discover® Card

25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months

Unlimited Double Miles on all purchases

Redeem Miles for travel credits, cash or gift cards

2 additional Miles for every $1 you spend through ShopDiscover

Book any travel, anytime with no blackout dates or restrictions

Enhanced travel benefits

Visa® Black Card

Limited Membership

24-Hour Concierge Service

Exclusive Rewards Program

Luxury Gifts

Patent Pending Carbon Card

Citi® mtvU™ Platinum Select® Visa® Card for College Students

0% APR* on purchases for 7 months, if you qualify, based on your application and credit history*

Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores

Citi^® Platinum Select^® MasterCard^®

**0% APR* on balance transfers and purchases for up to 15 months**

Citi^® Identity Theft Solutions

Discover^® More Card

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more

Slate^SM from Chase

Now with Blueprint^SM

Pay down balances on your terms with Blueprint^SM

Discover^® More Card - Sealife Collection

**5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more**

**Up to 1% unlimited Cashback Bonus on all other purchases automatically**

Discover^® More Card - American Flag

**5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more**

**Up to 1% unlimited Cashback Bonus on all other purchases automatically**

Discover^® More Card - Clear

**5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more**

**Up to 1% unlimited Cashback Bonus on all other purchases automatically**

Discover^® More Card - Wildlife Collection

**5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more**

**Up to 1% unlimited Cashback Bonus on all other purchases automatically**

Miles Card by Discover^®

Biodegradable Discover^® More Card

**5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more**

**Up to 1% unlimited Cashback Bonus on all other purchases automatically**

Escape by Discover^® Card

Visa^® Black Card

Citi^® mtvU™ Platinum Select^® Visa^® Card for College Students