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0% APR, No Fee Credit Cards

0% on Balance Transfers

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0% Balance Transfer Credit Cards

The 0% APR on balance transfer credit cards are designed to help people transfer their high interest balances onto a new low interest credit card, thus saving money on interest charges.

Transferring balances to a credit card that offers a 0 interest for 15 months can provide substantial savings. If you have $5,000 in credit card debt and paying an interest rate of 15%, you can save around $950 on interest within 15 months. **Your Savings = Your debt * previous high interest rate - transfer fee**

The following are the most popular balance transfer credit cards that not only offer 0% introductory APR on balance transfers for up to 15 months with low transfer fee, but also offer cash back, rebates, reward points, and high credit limits for qualified applicants. So, if you're carrying a large credit card balance each month, it's well worth your time and effort to check out these balance transfer credit card offers. It's easy, secure, and convenient to apply online.

Citi^® Platinum Select^® MasterCard^®

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
Citi^® Identity Theft Solutions
Secure, free online account management
No annual fee
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	18 months on balance transfers, 12 months on purchases	11.99% - 19.99%* (Variable)	None

Citi^® Dividend Platinum Select^® MasterCard^®

Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
Full 1% cash back on eligible purchases and cash advances
Earn extra cash back on popular, rotating categories each quarter
Average 5% additional cash back through Citi Bonus Cash Center^®
No Annual Fee
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Balance Transfers	15 months	12.99% - 20.99%* (Variable)	None

	Citi^® Diamond Preferred^® Card 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate. Concierge service that caters to your needs 24/7 Citi^® Identity Theft Solutions Secure, free online account management No annual fee Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	12 months	14.99%* (Variable)	None

Chase Freedom^® Visa - $50 Bonus Cash Back

Earn $50 Bonus Cash Back after first purchase
0% Intro APR and No Annual Fee
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 20% cash back when you shop online at select merchants through Chase
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	12 months on balance transfers, 6 months on purchases*	12.99% - 22.99% (V)*	None

Discover More^® Card

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	15 months on balance transfers, 6 months on purchases	11.99% - 20.99% (V)*	None

Citi^® Diamond Preferred^® Rewards Card

$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
5 ThankYou^® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
No annual fee
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	12 months	12.99% - 20.99%* (Variable)	None

	Slate^SM from Chase 0% intro APR for up to 12 months No Annual Fee New innovative card design Blueprint^SM – free and customizable features help you avoid unnecessary interest pay your balances down faster Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	up to 12 months	13.24% - 22.24% (V)*	None

Miles Card by Discover^®

12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
Double Miles on your first $3,000 in travel and restaurant purchases each year
Double Miles through our exclusive online shopping site
One Mile for every dollar on all other purchases
Flexible redemption options for travel, gift cards, or cash
0% intro APR on balance transfers and purchases for 6 months
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	10.99% - 16.99% (V)*	None

Escape by Discover^® Card

25,000 Bonus Miles – 1,000 Bonus Miles each month you make a purchase for your first 25 months
Unlimited Double Miles on all purchases
An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
Flexible redemption options for travel, gift cards, or cash
0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR
Enhanced travel benefits
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	10.99% - 16.99% (V)*	$60

	Chase Ink Cash^SM Business Card 3% cash back at gas stations, restaurants, office supply and home improvement stores 1% cash back on everything else – unlimited Rewards can be redeemed for checks in increments of $50 Customized credit line to meet the needs of your business Free additional cards for employees No Annual Fee Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	11.24% - 17.24% (V)*	None

	Chase Ink^SM with Ultimate Rewards Cash back plus a million other redemption options No dollar goes unrewarded No caps and points never expire Unlimited rewards for you or your business When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points* No annual fee Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	11.24% - 17.24% (V)*	None

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0% Balance Transfer Credit Cards

Citi® Platinum Select® MasterCard®

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*

Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more

Citi® Identity Theft Solutions

Secure, free online account management

No annual fee

Citi® Dividend Platinum Select® MasterCard®

Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.

0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.

Full 1% cash back on eligible purchases and cash advances

Earn extra cash back on popular, rotating categories each quarter

Average 5% additional cash back through Citi Bonus Cash Center®

No Annual Fee

Citi® Diamond Preferred® Card

0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.

Concierge service that caters to your needs 24/7

Citi® Identity Theft Solutions

Secure, free online account management

No annual fee

Chase Freedom® Visa - $50 Bonus Cash Back

Earn $50 Bonus Cash Back after first purchase

0% Intro APR and No Annual Fee

5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!

Unlimited 1% Cash Back on all other purchases with no spending tiers

Up to an additional 20% cash back when you shop online at select merchants through Chase

Discover More® Card

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more

0% intro APR on balance transfers for a full 15 months, then the Regular APR

0% intro APR on purchases for a full 6 months, then the Regular APR

Up to 1% unlimited Cashback Bonus on all other purchases

No Annual Fee

Citi® Diamond Preferred® Rewards Card

$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening

5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**

0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.

Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more

No annual fee

SlateSM from Chase

0% intro APR for up to 12 months

No Annual Fee

New innovative card design

BlueprintSM – free and customizable featureshelp you avoid unnecessary interestpay your balances down faster

Miles Card by Discover®

12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year

Double Miles on your first $3,000 in travel and restaurant purchases each year

Double Miles through our exclusive online shopping site

One Mile for every dollar on all other purchases

Flexible redemption options for travel, gift cards, or cash

0% intro APR on balance transfers and purchases for 6 months

Escape by Discover® Card

25,000 Bonus Miles – 1,000 Bonus Miles each month you make a purchase for your first 25 months

Unlimited Double Miles on all purchases

An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover

Flexible redemption options for travel, gift cards, or cash

0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR

Enhanced travel benefits

Chase Ink CashSM Business Card

3% cash back at gas stations, restaurants, office supply and home improvement stores

1% cash back on everything else – unlimited

Rewards can be redeemed for checks in increments of $50

Customized credit line to meet the needs of your business

Free additional cards for employees

No Annual Fee

Chase InkSM with Ultimate Rewards

Cash back plus a million other redemption options

No dollar goes unrewarded

No caps and points never expire

Unlimited rewards for you or your business

When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*

No annual fee

Citi^® Platinum Select^® MasterCard^®

Citi^® Identity Theft Solutions

Citi^® Dividend Platinum Select^® MasterCard^®

Average 5% additional cash back through Citi Bonus Cash Center^®

Citi^® Diamond Preferred^® Card

Citi^® Identity Theft Solutions

Chase Freedom^® Visa - $50 Bonus Cash Back

Discover More^® Card

**5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more**

Citi^® Diamond Preferred^® Rewards Card

5 ThankYou^® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**

Slate^SM from Chase

Blueprint^SM – free and customizable features
help you avoid unnecessary interest
pay your balances down faster

Miles Card by Discover^®

Escape by Discover^® Card

Chase Ink Cash^SM Business Card

Chase Ink^SM with Ultimate Rewards