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Visa Credit Cards

The number one payment card used by people around the world, Visa cards offer exceptional convenience and reliability. Use your Visa card to pay for purchases in more than 170 countries worldwide.

Chase Freedom® Visa - $200 Bonus Cash Back

  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months

  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12

  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!

  • Unlimited 1% Cash Back on all other purchases

  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase

  • No annual fee and rewards never expire

  • Click here for reviews on Chase Freedom Visa

Chase Freedom Visa - $200 Bonus Cash Back Apply for Chase Freedom Visa - $200 Bonus Cash Back Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.99% - 22.99%* (Variable) None

Chase SapphireSM Preferred Card

  • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months - that's $625 toward travel!

  • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases

  • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM

  • No foreign transaction fees

  • Earn a 7% annual points dividend - even on points already redeemed

  • Transfer points you've earned to participating frequent traveler programs at a 1:1 value

  • 24/7 direct access to expert service advisors (No voice recording)

  • No Annual Fee for your first year - A $95 value

  • Click here for reviews on Chase Sapphire Preferred Card

Chase Sapphire Preferred Card Apply for Chase Sapphire Preferred Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% Variable $95, waived first year

Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back

  • $200 cash back after $500 in purchases within the first 3 months of account opening

  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment

  • Each quarter, you can enroll to earn additional cash back in popular categories

  • 5% average cash back at select merchants through Citi Bonus Cash Center®

  • Full 1% cash back on all other purchases and eligible cash advances

  • No annual fee*

  • Click here for official application, terms, and details

Citi Dividend Platinum Select Visa Card - $200 Cash Back Apply for Citi Dividend Platinum Select Visa Card - $200 Cash Back Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.99% - 22.99%* (Variable) None

United MileagePlus® Explorer Card

  • Earn up to 40,000 bonus miles & first year free, a $95 value*

  • Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip

  • Board your flight before general boarding with priority boarding privileges

  • Visit the United Club with two complimentary day passes every year, up to a $100 value

  • Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else

  • Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase

  • Your miles don't expire and there is no limit to the number of miles you can earn

  • Click here for reviews on United MileagePlus Explorer Card

United MileagePlus Explorer Card Apply for United MileagePlus Explorer Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.24% variable $95, waived the first year

Chase SapphireSM Card

  • Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!

  • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases

  • Points never expire and there are no limits on how many points you can earn

  • Redeem points for travel, gift cards, merchandise, cash back and more

  • 24/7 direct access to expert service advisors (No voice recording)

  • No annual fee!

  • Click here for reviews on Chase Sapphire Card

Chase Sapphire Card Apply for Chase Sapphire Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% Variable None

Capital One® VentureSM Rewards Card

  • Money® Magazine's "Most Rewarding Card if you crave free airline flights"

  • 2 miles per dollar on every purchase, every day

  • Earn 10,000 bonus miles, equal to $100 in travel

  • Redeem your miles for ANY travel expense

  • No limit on the miles you can earn and miles won't expire

  • Fly free on any airline, any time with no blackout dates

  • No foreign transaction fees

  • $0 intro annual fee for the first year; $59 after that

  • Click here for reviews on Capital One Venture Rewards Card

Capital One Venture Rewards Card Apply for Capital One Venture Rewards Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 11.9% - 19.9% variable $0 intro for first year; $59 after that

Capital One® VentureOneSM Rewards Credit Card

  • 1.25 miles per dollar on every purchase, every day

  • Earn 10,000 bonus miles, equal to $100 in travel

  • Redeem miles for airline tickets, hotel rooms, car rentals and more

  • No limit on the miles you can earn and miles won't expire

  • Fly free on any airline, any time with no blackout dates

  • 0% intro APR on purchases until February 2013

  • No foreign transaction fees

  • No annual fee

  • Click here for reviews on Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card Apply for Capital One VentureOne Rewards Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases until February 2013 11.9% - 19.9% variable None

Slate® from Chase - Limited Time: No Balance Transfer Fee

  • LIMITED TIME: No Balance Transfer Fee!*

  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5

  • 0% Intro APR for up to 12 months - a variable APR as low as 11.99 - 21.99% after your 0% ends

  • Slate with Blueprint helps you pay down your balances faster and save on interest

  • Zero liability on unauthorized purchases*

  • No Annual Fee*

  • Click here for reviews on Slate from Chase

Slate from Chase - Limited Time: No Balance Transfer Fee Apply for Slate from Chase - Limited Time: No Balance Transfer Fee Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers up to 12 months 11.99% - 21.99% Variable None

Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months

  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases

  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12

  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!

  • Unlimited 1% Cash Back on all other purchases

  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase

  • No annual fee and rewards never expire

  • Click here for reviews on Chase Freedom Visa

Chase Freedom Visa - $100 Bonus Cash Back Apply for Chase Freedom Visa - $100 Bonus Cash Back Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers 12 months on balance transfers, 6 months on purchases 11.99% - 22.99% Variable* None

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

  • $100 cash back after $500 in purchases within the first 3 months of account opening

  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*

  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment

  • Each quarter, you can enroll to earn additional cash back in popular categories

  • Full 1% cash back on all other purchases and eligible cash advances

  • No annual fee*

  • Click here for official application, terms, and details

Citi Dividend Platinum Select Visa Card - $100 Cash Back Apply for Citi Dividend Platinum Select Visa Card - $100 Cash Back Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers* 12 months* 12.99% - 22.99%* (Variable) None

Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT

  • NOW! Earn a FREE FLIGHT after your first purchase

  • Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare

  • Now you can redeem for International Travel, Hotels, Gift Cards and more

  • Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else

  • Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!

  • No Change fees - if you need to change your flight, you won't be charged a fee

  • September 11th Security Fee Applies

  • Click here for reviews on Southwest Airlines Rapid Rewards Plus Credit Card

Southwest Airlines Rapid Rewards Plus Credit Card - FREE FLIGHT Apply for Southwest Airlines Rapid Rewards Plus Credit Card - FREE FLIGHT Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% Variable $69

Marriott Rewards® Premier Credit Card

  • Earn 50,000 Bonus Points after your first use

  • Receive 1 free night stay upon account approval and each year upon account anniversary

  • Earn 5 points for every $1 spent at Marriott® locations

  • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases

  • Earn 1 point for every $1 spent on other purchases

  • No foreign transaction fees

  • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status

  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

  • Click here for reviews on Marriott Rewards Premier Credit Card

Marriott Rewards Premier Credit Card Apply for Marriott Rewards Premier Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% Variable First Year Free, $85

Hyatt Card

  • Receive 1 Award Night after making your first purchase with the Hyatt Credit Card

  • Receive an additional Award Night after spending $1000 in the first three months of account opening

  • No foreign transaction fees for international purchases

  • 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties

  • 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere

  • There are no limits to the points you can earn

  • Award nights with no resort, Internet or redemption fees

  • Click here for official application, terms, and details

Hyatt Card Apply for Hyatt Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% Variable $75

Citi® Hilton HHonors Visa Signature® Card

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*

  • Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio*

  • Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*

  • Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases.*

  • No Annual Fee.*

  • Click here for official application, terms, and details

Citi Hilton HHonors Visa Signature Card Apply for Citi Hilton HHonors Visa Signature Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.24% or 16.24%* (Variable) None

Capital One® Orbitz® Visa® Platinum

  • 3 points per dollar spent on eligible Orbitz.com bookings

  • Get 1 point per dollar on all other purchases

  • Bonus points on eligible Orbitz.com bookings

  • No limit on the points you can earn and points don't expire

  • Redeem for travel, merchandise, gift cards, and more

  • Earn travel quickly with low redemption minimums

  • 250 point refueling bonus when you redeem points for awards

  • No annual fee

  • Click here for official application, terms, and details

Capital One Orbitz Visa Platinum Apply for Capital One Orbitz Visa Platinum Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases until February 2013 13.9% - 19.9% variable None

Marriott Rewards® Credit Card

  • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel

  • No Annual fee for your first year – that's a $45 value*

  • Earn 3 points for every $1 spent at Marriott® locations

  • Earn 1 point for every $1 spent on other purchases

  • Cardmembers achieve Silver elite status with 10 nights credit toward Elite status

  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

  • Click here for reviews on Marriott Rewards Credit Card

Marriott Rewards Credit Card Apply for Marriott Rewards Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.24% Variable First Year Free, $45

Citi ThankYou® Premier Rewards Card

  • Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within 3 months of account opening enough for $300 in gift cards

  • 1 ThankYou point for every $1 you spend on purchases

  • Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card

  • No foreign transaction fee on purchases*

  • Annual complimentary domestic companion ticket, within the continental USA, when booked through our travel benefits provider, Spirit Incentives

  • No points cap and no expiration of points

  • Click here for official application, terms, and details

Citi ThankYou Premier Rewards Card Apply for Citi ThankYou Premier Rewards Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 13.99% - 22.99%* (Variable) None for first year, $125 thereafter*

Citi Forward® Card

  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months

  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable

  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases

  • APR reduction on purchases when using credit wisely

  • No Annual Fee*

  • Click here for official application, terms, and details

Citi Forward Card Apply for Citi Forward Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0%* on Purchases and on Balance Transfers* 12 months on balance transfers* and 7 months on purchases* 12.99% - 22.99%* (Variable) None

MTV® Visa® Card From Capital One®

  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events

  • Earn 2 points per $1 spent at restaurants, fast food places and coffee shops

  • 1 point per $1 spent on everything else

  • 25 bonus points each billing period you keep your account in good standing by paying on time

  • Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings

  • Also, redeem for travel, merchandise, gift cards, and more

  • No limit on the points you can earn and points don't expire

  • 0% intro APR - pay no interest on purchases until February 2013

  • No annual fee

  • Click here for official application, terms, and details

MTV Visa Card From Capital One Apply for MTV Visa Card From Capital One Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases until February 2013 13.9% - 19.9% variable None

Ritz-Carlton® Rewards Credit Card

  • The world-class service you experience when staying at The Ritz-Carlton can always be within reach with The Ritz-Carlton® Rewards Credit Card

  • Earn 50,000 Rewards points after you use your card for the first time, redeemable for a complimentary night at most of our luxury properties

  • Earn 5 points per $1 spent at The Ritz-Carlton, 2 points per $1 spent on qualifying airfare, car rental and dining, and 1 point per $1 spent on all other purchases

  • Exclusive member benefits include a $100 Hotel Credit for qualifying dining, spa, and hotel recreational activities during every two night stay or longer

  • Upgrade to the Ritz-Carlton Club® Level three times annually and enjoy a dedicated concierge and complimentary food and beverage presentations

  • Automatic Gold Elite status your first year, which entitles you to complimentary room upgrades, priority late checkout, a 25% bonus on The Ritz-Carlton Rewards membership base points and more

  • Elite card member travel privileges including a $200 annual credit for airline incidentals, such as baggage fees and in-flight meals

  • Complimentary airport lounge access to hundreds of airport lounges worldwide

  • No foreign transaction fees

  • Click here for official application, terms, and details

Ritz-Carlton Rewards Credit Card Apply for Ritz-Carlton Rewards Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% $395

Sony Card from Capital One®

  • 5 points per $1 on Sony purchases at authorized retailers

  • 3 points per $1 on dining out and movie purchases

  • 1 point per $1 spent on all other purchases

  • Redeem for Sony products, movies, music, and more

  • Choose from 2 unique card designs

  • 0% intro APR on purchases until December 2012

  • No annual fee

  • Click here for official application, terms, and details

Sony Card from Capital One Apply for Sony Card from Capital One Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases until December 2012 13.9% - 24.9% variable None

Citi® Platinum Select® Visa®

  • 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*

  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more

  • Citi® Identity Theft Solutions

  • No annual fee*

  • Click here for official application, terms, and details

Citi Platinum Select Visa Apply for Citi Platinum Select Visa Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Balance Transfers and Purchases* 18 months* 11.99% - 21.99%* (Variable) None

Citi® Dividend Platinum Select® Card for College Students

  • No Cosigner Required

  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*

  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*

  • Earn a full 1% cash back on all other purchases*

  • Click here for official application, terms, and details

Citi Dividend Platinum Select Card for College Students Apply for Citi Dividend Platinum Select Card for College Students Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases* 7 months* 13.99% - 21.99%* (Variable) None

Citi Forward® Card for College Students

  • No Cosigner required

  • APR reduction on purchases when using credit wisely

  • 100 ThankYou Points each billing period that you pay on time and stay under your credit limit

  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening

  • Click here for official application, terms, and details

Citi Forward Card for College Students Apply for Citi Forward Card for College Students Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases* 7 months* 13.99% - 22.99%* (Variable) None

SlateSM from Chase

  • Earn $75 Statement Credit after you make $300 in purchases in your first 3 months

  • 0% Intro APR for up to 15 months – a variable APR as low as 11.99% -21.99% after your 0% ends

  • Slate with Blueprint® helps you pay down your balances faster and save on interest

  • Transfer your higher rate balances

  • No Annual Fee

  • Click here for official application, terms, and details

Slate from Chase Apply for Slate from Chase Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers up to 15 months 11.99% - 21.99% variable None

JourneySM Student Rewards from Capital One®

  • Designed to help students build good credit with responsible use

  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit

  • Customizable text and e-mail alerts to help keep you on track

  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time

  • No annual fee

  • $0 Fraud Liability if your card is lost or stolen

  • Cash rewards don't expire

  • There's no limit to the amount of cash you can earn

  • Get your cash back anytime as an account credit or check, even set up automatic redemption

  • Travel Accident Insurance

  • Click here for official application, terms, and details

Journey Student Rewards from Capital One Apply for Journey Student Rewards from Capital One Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 19.8% variable None

Orchard Bank® Visa® Cards

  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!

  • Acceptance at millions of locations including website purchases and reservations

  • Your account information is updated and at your fingertips 24/7 so you can manage it your way

  • Email and text messages are available to remind you of your upcoming payment due date with online enrollment

  • On-call customer service representatives to assist you with questions or concerns

  • Click here for official application, terms, and details

Orchard Bank Visa Cards Apply for Orchard Bank Visa Cards Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.99% - 19.99%* $0 - $59 the first year, $35 - $59 per year thereafter*
Chase Sapphire Preferred

United Explorer
How to ...
   Boost your credit score
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   Choose and use credit cards
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What is ...
   The history of credit cards
   The meaning of credit card numbers
   The basics of credit scores
   Credit report says about you
   Truth of credit card loss protection
Credit Card Terminology
     Balance Transfer
     Cash Advance Check
     Annual Percentage Rate (APR)
     Introductory Rates
     Variable Interest Rate
     Prime Rate
     Periodic Rate
     Average Daily Balance
     Credit Limit
     Grace Period
     Minimum Monthly Payment
     Monthly Finance Charge
     Credit Score
     Pre-Approved
     Secured Credit Card
 
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