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Save Money with our Most Popular Credit Cards

These are the best credit card deals and promotions which offer low interest rate, 0% balance transfers, cash back, rewards and bonuses that may be rewarded after only your first purchase. These days, good credit card deals do not last long, so apply it now before they are gone.

Best 0% APR on Purchases Credit Cards

Citi Platinum Select MasterCard, Slate from Chase

Best 0% APR on Balance Transfer Credit Cards

Discover More Card, Citi Platinum Select MasterCard

Best Low Interest Credit Cards

Discover More Card, Citi Platinum Select MasterCard

Best Cash Back Credit Cards

Discover More Card, Chase Freedom Credit Card

Best Hotel Rewards Credit Cards

Starwood Preferred Guest Credit Card

Best Travel Rewards Credit Cards

Chase Sapphire Card, Gold Delta SkyMiles Credit Card, TrueEarnings Card from Costco and American Express

Best Gas Rewards Credit Cards

TrueEarnings Business Card from Costco and American Express

Best Restaurant Rewards Credit Cards

Citi Forward Card, True Earnings Card from Costco and American Express

Best Sign-up Bonus Credit Cards

Chase Sapphire Card, Citi Forward Card, American Express Premier Rewards Gold Card

Best Business Credit Cards

Chase Ink Cash Business Card


     Discover® More Card - $50 Cashback Bonus®

  • Get $50 Cashback Bonus after your first $599 in purchases

  • 0% APR on Balance Transfers for a FULL 12 months

  • 0% APR on Purchases for a FULL 6 months

  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

  • Up to 1% unlimited Cashback Bonus on all other purchases automatically

  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners

  • Click here for official application, terms, and details.

Discover More Card - $50 Cashback Bonus Apply for Discover More Card - $50 Cashback Bonus Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers 6 months on purchases, 12 months on B.T. as low as 11.99% variable None

     Chase SapphireSM Card

  • Earn $100 in rewards - that's 10,000 bonus points after your first purchase!

  • 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases

  • Redeem points for travel, gift cards, merchandise, cash back and more

  • Points never expire and there are no limits on how many points you can earn

  • 24/7 Dedicated service advisors (No voice recording)

  • Premier travel and purchase protection benefits

  • Click here for official application, terms, and details.

Chase Sapphire Card Apply for Chase Sapphire Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 12.24% variable None

     Gold Delta SkyMiles® Credit Card

  • Earn up to 25,000 bonus miles - enough for a total of $250 off Delta flights

  • 25,000 miles may also be redeemed for a domestic economy award ticket

  • Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions

  • Earn SkyMiles for every eligible dollar you spend

  • Express Approval. Get a decision in less than 60 seconds

  • Click here for official application, terms, and details.

Gold Delta SkyMiles Credit Card Apply for Gold Delta SkyMiles Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
9.99% on Balance Transfers 12 months 14.50% variable None for first year, $95 thereafter

     Starwood Preferred Guest® Credit Card

  • Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel

  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners

  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates

  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines

  • Express Approval. Get a decision in less than 60 seconds.

  • Click here for official application, terms, and details.

Starwood Preferred Guest Credit Card Apply for Starwood Preferred Guest Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
2.9% on Purchases and on Balance Transfers 6 months 15.24% None for first year, $45 thereafter

     Citi Forward® Card

  • 6,000 bonus points after $250 in purchases are made within 3 months of account opening

  • 2,500 bonus points when you sign up for paperless statements within 3 months of account opening

  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases

  • 0% APR for 7 months on purchases and balance transfers

  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row

  • Click here for official application, terms, and details.

Citi Forward Card Apply for Citi Forward Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers 7 months 14.24% variable None

     True Earnings® Card from Costco and American Express

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card

  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco

  • No Annual Fee with your paid Costco Membership

  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card

  • Click here for official application, terms, and details.

True Earnings Card from Costco and American Express Apply for True Earnings Card from Costco and American Express Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases 6 months 15.24% None

     Discover® More Card

  • 0% APR on Balance Transfers for a FULL 12 months

  • 0% APR on Purchases for a FULL 6 months

  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

  • Up to 1% unlimited Cashback Bonus on all other purchases automatically

  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners

  • Instant Response within 60 seconds

  • Click here for official application, terms, and details.

Discover More Card Apply for Discover More Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers 6 months on purchases, 12 months on B.T. as low as 11.99% variable None

     Blue Cash® from American Express

Blue Cash from American Express Apply for Blue Cash from American Express Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases up to 6 months as low as 17.24% variable None

     Chase FreedomSM Credit Card

  • 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores

  • Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn

  • Up to an additional 20% cash back at select merchants when you shop online through Chase

  • 0% Intro APR and No Annual Fee

  • Click here for official application, terms, and details.

Chase Freedom Credit Card Apply for Chase Freedom Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers up to 6 months on purchases, up to 12 months on B.T. as low as 12.99% variable None

     American Express® Preferred Rewards Gold Card

  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!

  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards

  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide

  • Express Approval. Get a decision in less than 60 seconds.

  • Click here for official application, terms, and details.

American Express Preferred Rewards Gold Card Apply for American Express Preferred Rewards Gold Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A N/A None for first year, $125 thereafter

     American Express® Premier Rewards Gold Card

  • Earn 15,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership

  • Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else

  • Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year

  • No annual fee for your first year, a savings of $175

  • Click here for official application, terms, and details.

American Express Premier Rewards Gold Card Apply for American Express Premier Rewards Gold Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A N/A None for first year, $175 thereafter

     Citi® Platinum Select® MasterCard®

  • 0% APR* on balance transfers and purchases for up to 15 months

  • Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more

  • Citi® Identity Theft Solutions

  • No annual fee

  • $0 liability on unauthorized purchases

  • Secure, free online account management

  • Click here for official application, terms, and details.

Citi Platinum Select MasterCard Apply for Citi Platinum Select MasterCard Online
Intro APR Intro APR Period Regular APR Annual Fee
0%* on Purchases and on Balance Transfers up to 15 months as low as 11.99% variable None

     SlateSM from Chase

Slate from Chase Apply for Slate from Chase Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers up to 12 months as low as 13.24% None

     Chase Ink Cash Business Card

  • 3% cash back at gas stations, restaurants, office supply and home improvement stores

  • Unlimited 1% cash back on all business purchases

  • Customized business credit line to meet your business needs

  • Add employee cards and earn cash back on their purchases

  • Control and manage expenses easily with customized alerts and reports

  • Every purchase protected with free built-in Zero Liability Protection

  • Click here for official application, terms, and details.

Chase Ink Cash Business Card Apply for Chase Ink Cash Business Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers 6 months as low as 11.24%* None

     TrueEarnings® Business Card from Costco and American Express

  • Straight cash back - 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco

  • 0% introductory APR on purchases for the first 6 months

  • No annual fee with your paid Costco Membership

  • Flexible payments - pay in full or over time

  • Save 3-25% on business expenses from FedEx, Hertz®, Hyatt Hotels and Resorts® and more

  • Click here for official application, terms, and details.

TrueEarnings Business Card from Costco and American Express Apply for TrueEarnings Business Card from Costco and American Express Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases 6 months 15.24% variable None

     Gold Delta SkyMiles® Business Credit Card

  • Save a total of $250 off Delta flights

  • Earn 20,000 miles upon your first purchase on the Card

  • Sign up for two Additional Cards and earn 5,000 bonus miles

  • 25,000 SkyMiles may also be redeemed for a domestic economy award ticket

  • Use miles to pay for any Delta seat, anytime - no black out dates and no seat restrictions

  • Annual $99 Companion Certificate

  • Click here for official application, terms, and details.

Gold Delta SkyMiles Business Credit Card Apply for Gold Delta SkyMiles Business Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.50% variable None for first year, $95 thereafter
News
We have added more than a dozen new credit cards recently. Many of them offer exciting perks and cash back rebates. Click here to check out these offers.

We have also added the category of instant approvals for credit cards that give you a decision instantly.
How to ...
   Boost your credit score
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   Fight back against identity theft
What is ...
   The history of credit cards
   The meaning of credit card numbers
   The basics of credit scores
   Credit report says about you
   Truth of credit card loss protection
Credit Card Terminology
     Balance Transfer
     Cash Advance Check
     Annual Percentage Rate (APR)
     Introductory Rates
     Variable Interest Rate
     Prime Rate
     Periodic Rate
     Average Daily Balance
     Credit Limit
     Grace Period
     Minimum Monthly Payment
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