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Best Restaurant Credit Cards

Dining out is fun, but don't let go the rebates on those expensive restaurant bills. Use these credit cards to pay your restaurant bills and earn rebates such as 3% cash back or airline miles.


     Citi® Dividend Platinum Select® MasterCard®

  • Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.

  • 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.

  • Full 1% cash back on eligible purchases and cash advances

  • Earn extra cash back on popular, rotating categories each quarter

  • Average 5% additional cash back through Citi Bonus Cash Center®

  • No Annual Fee

  • Click here for official application, terms, and details.

Citi Dividend Platinum Select MasterCard Apply for Citi Dividend Platinum Select MasterCard Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Balance Transfers 15 months 12.99% - 20.99%* (Variable) None

     TrueEarnings® Card from Costco and American Express

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card

  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco

  • No Annual Fee with your paid Costco Membership

  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card

  • Click here for official application, terms, and details.

TrueEarnings Card from Costco and American Express Apply for TrueEarnings Card from Costco and American Express Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases 6 months 15.24% variable None

     Citi Forward® Card

  • Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening

  • 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.

  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.

  • No annual fee

  • Click here for official application, terms, and details.

Citi Forward Card Apply for Citi Forward Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0% if you qualify on Purchases and on Balance Transfers 12 months on balance transfers and 7 months on purchases 12.99% - 19.99%* (Variable) None

     Citi® mtvU™ Platinum Select® Visa® Card for College Students

  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores

  • Earn 1 ThankYou Point for every dollar you spend on all other purchases

  • Earn up to 2000 ThankYou Points twice a year for having a good GPA

  • No Cosigner required

  • Click here for official application, terms, and details.

Citi mtvU Platinum Select Visa Card for College Students Apply for Citi mtvU Platinum Select Visa Card for College Students Online
Intro APR Intro APR Period Regular APR Annual Fee
0% if you qualify* on Purchases 7 months 12.99% - 21.99%* (Variable) None

     Starwood Preferred Guest® Credit Card

  • Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel

  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners

  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates

  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines

  • Express Approval. Get a decision in less than 60 seconds.

  • Click here for official application, terms, and details.

Starwood Preferred Guest Credit Card Apply for Starwood Preferred Guest Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
2.90% on Purchases and on Balance Transfers 6 months 15.24% variable None for first year, $45 thereafter

     Discover More® Card - $75 Cashback Bonus®

  • Get $75 Cashback Bonus when you make $500 in purchases within 3 months

  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more

  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR

  • 0% intro APR on purchases for a full 6 months, then the Regular APR

  • Up to 1% unlimited Cashback Bonus on all other purchases

  • No Annual Fee

  • Click here for official application, terms, and details.

Discover More Card - $75 Cashback Bonus Apply for Discover More Card - $75 Cashback Bonus Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers 12 months on balance transfers, 6 months on purchases 11.99% - 20.99% (V)* None

     Discover More® Card

  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more

  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR

  • 0% intro APR on purchases for a full 6 months, then the Regular APR

  • Up to 1% unlimited Cashback Bonus on all other purchases

  • No Annual Fee

  • Click here for official application, terms, and details.

Discover More Card Apply for Discover More Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers 15 months on balance transfers, 6 months on purchases 11.99% - 20.99% (V)* None

     Miles Card by Discover®

  • 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year

  • Double Miles on your first $3,000 in travel and restaurant purchases each year

  • Double Miles through our exclusive online shopping site

  • One Mile for every dollar on all other purchases

  • Flexible redemption options for travel, gift cards, or cash

  • 0% intro APR on balance transfers and purchases for 6 months

  • Click here for official application, terms, and details.

Miles Card by Discover Apply for Miles Card by Discover Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers 6 months 10.99% - 16.99% (V)* None

     Chase Ink CashSM Business Card

  • 3% cash back at gas stations, restaurants, office supply and home improvement stores

  • 1% cash back on everything else – unlimited

  • Rewards can be redeemed for checks in increments of $50

  • Customized credit line to meet the needs of your business

  • Free additional cards for employees

  • No Annual Fee

  • Click here for official application, terms, and details.

Chase Ink Cash Business Card Apply for Chase Ink Cash Business Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers 6 months 11.24% - 17.24% (V)* None

     Citi® Dividend Platinum Select® Card for College Students

  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*

  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*

  • Earn a full 1% cash back on all other purchases*

  • No Cosigner Required

  • Click here for official application, terms, and details.

Citi Dividend Platinum Select Card for College Students Apply for Citi Dividend Platinum Select Card for College Students Online
Intro APR Intro APR Period Regular APR Annual Fee
0% if you qualify on Purchases 7 months 12.99% - 21.99%* (Variable) None

     Chase InkSM Bold with Ultimate Rewards

  • 5,000 bonus points after your first purchase redeemable for $50 cash back

  • Earn over 50,000 bonus points in your first year

  • Unlimited rewards for you and your business – and points never expire

  • Earn up to 47,500 bonus points every year

  • Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*

  • No Interest Expense and 30 days to pay with this pay-in-full charge card

  • First year free ($95 value)

  • Click here for official application, terms, and details.

Chase Ink Bold with Ultimate Rewards Apply for Chase Ink Bold with Ultimate Rewards Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A N/A None for first year, $95 thereafter
Chase Sapphire Card
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