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No Annual Fee Credit Cards

The following are the no annual fee credit cards. Enjoy cashback, rewards and rabates on your purchases at no cost.

Chase Ink Cash Business Card

3% cash back at gas stations, restaurants, office supply and home improvement stores
Unlimited 1% cash back on all business purchases
Customized business credit line to meet your business needs
Add employee cards and earn cash back on their purchases
Control and manage expenses easily with customized alerts and reports
Every purchase protected with free built-in Zero Liability Protection
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	as low as 11.24%*	None

Chase Sapphire^SM Card

Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
Redeem points for travel, gift cards, merchandise, cash back and more
Points never expire and there are no limits on how many points you can earn
24/7 Dedicated service advisors (No voice recording)
Premier travel and purchase protection benefits
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	12.24% variable	None

Chase Freedom^SM Credit Card

3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
Up to an additional 20% cash back at select merchants when you shop online through Chase
0% Intro APR and No Annual Fee
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	up to 6 months on purchases, up to 12 months on B.T.	as low as 12.99% variable	None

TrueEarnings^® Business Card from Costco and American Express

Straight cash back - 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
0% introductory APR on purchases for the first 6 months
No annual fee with your paid Costco Membership
Flexible payments - pay in full or over time
Save 3-25% on business expenses from FedEx, Hertz^®, Hyatt Hotels and Resorts^® and more
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	6 months	15.24% variable	None

True Earnings^® Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	6 months	15.24%	None

Discover^® More Card - Sealife Collection

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
0% APR on Balance Transfers and Purchases for a full 6 months
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	as low as 11.99% variable	None

Discover^® More Card - Wildlife Collection

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
0% APR on Balance Transfers and Purchases for a full 6 months
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	as low as 11.99% variable	None

Biodegradable Discover^® More Card

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
0% APR on Balance Transfers and Purchases for a full 6 months
Card plastic breaks down 99% within five years in landfill conditions
Help protect the planet with the new biodegradable Discover Card
Instant Response within 60 seconds
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	as low as 11.99% variable	None

Discover^® More Card

0% APR on Balance Transfers for a FULL 12 months
0% APR on Purchases for a FULL 6 months
5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months on purchases, 12 months on B.T.	as low as 11.99% variable	None

Discover^® More Card - American Flag

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
0% APR on Balance Transfers and Purchases for a full 6 months
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	as low as 11.99% variable	None

Discover^® More Card - Clear

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more
Up to 1% unlimited Cashback Bonus on all other purchases automatically
0% APR on Balance Transfers and Purchases for a full 6 months
Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
Instant Response within 60 seconds
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	as low as 11.99% variable	None

Miles Card by Discover^®

12,000 Bonus Miles
Earn miles faster
Travel with no restrictions - Book any travel through any airline, travel agent or online travel site with no blackout dates or advanced bookings
Redeem faster with more options - Choose a travel credit to your account or cash starting at just 5,000 miles, gift cards from over 80 brand-name partners starting at just 1,000 miles
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	11.99% - 19.99%*	None

	Blue Cash^® from American Express Earn up to 5% cash back on every eligible purchases 0% Intro APR for up to 6 months on purchases Express Approval. Get a decision in less than 60 seconds. No Annual Fee Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	up to 6 months	as low as 17.24% variable	None

Blue Sky from American Express

earn 1 point for every dollar you spend
Points good on any airline, hotel, car rental and more - No blackout dates or travel restrictions
Get up to $100 off for every 7,500 points you redeem
Start redeeming travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase
Express Approval. Get a decision in less than 60 seconds.
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	up to 6 months	as low as 17.24% variable	None

Blue from American Express

Earn 1 point for every eligible dollar spent, 2X points when booking online travel through American Express, 3X points on Bonus Points Mall and up to 10x points with select partners
Earn Membership Rewards points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
Express Approval. Get a decision in less than 60 seconds.
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	up to 6 months	as low as 15.24% variable	None

	Citi^® Platinum Select^® MasterCard^® *0% APR on balance transfers and purchases for up to 15 months** Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more Citi^® Identity Theft Solutions No annual fee $0 liability on unauthorized purchases Secure, free online account management Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0%* on Purchases and on Balance Transfers	up to 15 months	as low as 11.99% variable	None

Citi^® mtvU™ Platinum Select^® Visa^® Card for College Students

0% APR* on purchases for 7 months, if you qualify, based on your application and credit history*
Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
Earn 1 ThankYou Point for every dollar you spend on all other purchases
Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit
Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA
Redeem points for gift cards, travel, electronics, music and more
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% if you qualify* on Purchases	7 months	as low as 17.24% variable	None

	Slate^SM from Chase Now with Blueprint^SM 0% intro APR for up to 12 months on Purchases and Balance Transfers Pay down balances on your terms with Blueprint^SM Zero Liability on Unauthorized Purchases E-mail and text alerts Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	up to 12 months	as low as 13.24%	None

	IBERIABANK Visa Gold Cash Back Rewards Card Earn 1% in cash back credit on all qualifying purchases No limit on cash back and no expiration date on eligibility for accounts in good standing Low Introductory APR on balance transfers for your first 6 billing cycles Travel accident coverage up to $500,000 No annual membership fee Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
1.99% on Balance Transfers	6 months	as low as 9.75%	None

	IBERIABANK Visa Platinum Rewards Card Earn 1 bonus point for every $1 in qualifying net retail purchases Turn your points into hotel, gift, or experience rewards Low Introductory APR on balance transfers for your first 6 billing cycles Travel accident coverage up to $1,000,000 No annual membership fee Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
1.99% on Balance Transfers	6 months	as low as 9.75%	None

Simmons First Visa^® Platinum Rewards

No balance transfer fees
Low 9.25% variable standard purchase APR and platinum benefits
Travel Rewards - receive one point per net dollar spent
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
No Annual Fee
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	9.25% variable	None

	Simmons First Visa^® Platinum Low 7.25% variable standard purchase APR and platinum benefits No balance transfer fees Travel Insurance, Car Rental Loss/Damage Waiver and Emergency Cash and Credit Card Replacement No annual fee Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	7.25% variable	None

	IBERIABANK Visa Classic Low Introductory APR on balance transfers for the first 6 billing cycles No annual membership fee Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
1.99% on Balance Transfers	6 months	as low as 8.75%	None

Citi Forward^® Card

6,000 bonus points after $250 in purchases are made within 3 months of account opening
2,500 bonus points when you sign up for paperless statements within 3 months of account opening
5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases
0% APR for 7 months on purchases and balance transfers
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	7 months	14.24% variable	None

Citi Forward^® Card for College Students

3,500 bonus points after $250 in purchases are made within 3 months of account opening
2,500 bonus points when you sign up for paperless statements within 3 months of account opening
5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
0% APR for 7 months on purchases
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	7 months	17.24% variable	None

	Public Savings Bank Secured Card 0% APR on purchases for 6 months No annual fee or monthly fees Your income, employment and credit are not factors! Build good credit - we report to all 3 major credit bureaus Lifetime credit lines up to $10,000 Free Visa Rewards including auto collision damage and emergency card replacement Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	6 months	11.24%	None

News

We have added more than a dozen new credit cards recently. Many of them offer exciting perks and cash back rebates. Click here to check out these offers.

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No Annual Fee Credit Cards

The following are the no annual fee credit cards. Enjoy cashback, rewards and rabates on your purchases at no cost.

Chase Ink Cash Business Card

3% cash back at gas stations, restaurants, office supply and home improvement stores

Unlimited 1% cash back on all business purchases

Customized business credit line to meet your business needs

Add employee cards and earn cash back on their purchases

Control and manage expenses easily with customized alerts and reports

Every purchase protected with free built-in Zero Liability Protection

Chase SapphireSM Card

Earn $100 in rewards - that's 10,000 bonus points after your first purchase!

2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases

Redeem points for travel, gift cards, merchandise, cash back and more

Points never expire and there are no limits on how many points you can earn

24/7 Dedicated service advisors (No voice recording)

Premier travel and purchase protection benefits

Chase FreedomSM Credit Card

3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores

Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn

Up to an additional 20% cash back at select merchants when you shop online through Chase

0% Intro APR and No Annual Fee

TrueEarnings® Business Card from Costco and American Express

Straight cash back - 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco

0% introductory APR on purchases for the first 6 months

No annual fee with your paid Costco Membership

Flexible payments - pay in full or over time

Save 3-25% on business expenses from FedEx, Hertz®, Hyatt Hotels and Resorts® and more

True Earnings® Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card

Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco

No Annual Fee with your paid Costco Membership

The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card

Discover® More Card - Sealife Collection

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

Up to 1% unlimited Cashback Bonus on all other purchases automatically

0% APR on Balance Transfers and Purchases for a full 6 months

Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners

Instant Response within 60 seconds

Discover® More Card - Wildlife Collection

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

Up to 1% unlimited Cashback Bonus on all other purchases automatically

0% APR on Balance Transfers and Purchases for a full 6 months

Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners

Instant Response within 60 seconds

Biodegradable Discover® More Card

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

Up to 1% unlimited Cashback Bonus on all other purchases automatically

0% APR on Balance Transfers and Purchases for a full 6 months

Card plastic breaks down 99% within five years in landfill conditions

Help protect the planet with the new biodegradable Discover Card

Instant Response within 60 seconds

Discover® More Card

0% APR on Balance Transfers for a FULL 12 months

0% APR on Purchases for a FULL 6 months

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

Up to 1% unlimited Cashback Bonus on all other purchases automatically

Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners

Instant Response within 60 seconds

Discover® More Card - American Flag

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

Up to 1% unlimited Cashback Bonus on all other purchases automatically

0% APR on Balance Transfers and Purchases for a full 6 months

Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners

Instant Response within 60 seconds

Discover® More Card - Clear

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more

Up to 1% unlimited Cashback Bonus on all other purchases automatically

0% APR on Balance Transfers and Purchases for a full 6 months

Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners

Instant Response within 60 seconds

Miles Card by Discover®

12,000 Bonus Miles

Earn miles faster

Travel with no restrictions - Book any travel through any airline, travel agent or online travel site with no blackout dates or advanced bookings

Redeem faster with more options - Choose a travel credit to your account or cash starting at just 5,000 miles, gift cards from over 80 brand-name partners starting at just 1,000 miles

Blue Cash® from American Express

Earn up to 5% cash back on every eligible purchases

0% Intro APR for up to 6 months on purchases

Express Approval. Get a decision in less than 60 seconds.

No Annual Fee

Chase Sapphire^SM Card

Chase Freedom^SM Credit Card

TrueEarnings^® Business Card from Costco and American Express

Save 3-25% on business expenses from FedEx, Hertz^®, Hyatt Hotels and Resorts^® and more

True Earnings^® Card from Costco and American Express

Discover^® More Card - Sealife Collection

**5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more**

**Up to 1% unlimited Cashback Bonus on all other purchases automatically**

Discover^® More Card - Wildlife Collection

**5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more**

**Up to 1% unlimited Cashback Bonus on all other purchases automatically**

Biodegradable Discover^® More Card

**5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more**

**Up to 1% unlimited Cashback Bonus on all other purchases automatically**

Discover^® More Card

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more

Discover^® More Card - American Flag

**5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more**

**Up to 1% unlimited Cashback Bonus on all other purchases automatically**

Discover^® More Card - Clear

**5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants and more**

**Up to 1% unlimited Cashback Bonus on all other purchases automatically**

Miles Card by Discover^®

Blue Cash^® from American Express

Citi^® Platinum Select^® MasterCard^®

**0% APR* on balance transfers and purchases for up to 15 months**

Citi^® Identity Theft Solutions

Citi^® mtvU™ Platinum Select^® Visa^® Card for College Students

Slate^SM from Chase

Now with Blueprint^SM

Pay down balances on your terms with Blueprint^SM

Simmons First Visa^® Platinum Rewards