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NEW CREDIT CARDS

With the financial service industry recovering from the recession, many banks start to offer new credit cards and promote more lucrative offers! More than a dozen credit cards have been added to our site in the last couple months. Check out these new credit cards that offer exciting perks and rebates!

Discover® More® Card - No Balance Transfer Fee*

  • Limited Time Offer - $0 Balance Transfer Fee!*

  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*

  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*

  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com

  • Discover is ranked 1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)

  • 24/7 access to a U.S.-based Account Manager within 60 seconds

  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

  • *Click apply to view rates, fees, rewards, limitations and other important information

  • Click here for official application, terms, and details

Discover More Card - No Balance Transfer Fee* Apply for Discover More Card - No Balance Transfer Fee* Online
Intro APR Intro APR Period Regular APR Annual Fee
0%* on Purchases and on Balance Transfers 12 months* 10.99%-19.99% (Variable)* None

CitiBusiness® World Card

  • $100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening

  • 0% intro APR on Purchases for 6 months. After that, 13.24% variable

  • 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases

  • Earn rewards for your business expenses, including purchases made on employee cards

  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more

  • No Annual Fee*

  • Click here for official application, terms, and details

CitiBusiness World Card Apply for CitiBusiness World Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases 6 months 13.24% variable None

Chase Freedom® MasterCard - $200 Bonus Cash Back

  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months

  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12

  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!

  • Unlimited 1% Cash Back on all other purchases

  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase

  • No annual fee and rewards never expire

  • Click here for reviews on Chase Freedom MasterCard

Chase Freedom MasterCard - $200 Bonus Cash Back Apply for Chase Freedom MasterCard - $200 Bonus Cash Back Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.99% - 22.99% (Variable) None

Slate® from Chase - Limited Time: No Balance Transfer Fee

  • LIMITED TIME: No Balance Transfer Fee!*

  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5

  • 0% Intro APR for up to 12 months - a variable APR as low as 11.99 - 21.99% after your 0% ends

  • Slate with Blueprint helps you pay down your balances faster and save on interest

  • Zero liability on unauthorized purchases*

  • No Annual Fee*

  • Click here for reviews on Slate from Chase

Slate from Chase - Limited Time: No Balance Transfer Fee Apply for Slate from Chase - Limited Time: No Balance Transfer Fee Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers up to 12 months 11.99% - 21.99% Variable None

Capital One® SparkSM Cash for Business

  • Earn 2% cash back on every purchase, every day

  • Get a $100 cash bonus - just spend $1,000 within the first 3 months

  • Receive a $50 cash bonus by signing up for one or more employee cards

  • Enjoy award-winning small business customer service

  • $0 intro annual fee for the first year; $59 after that

  • Redeem cash rewards anytime, for any amount, even set up automatic redemption

  • Earn unlimited cash rewards that don't expire

  • Click here for official application, terms, and details

Capital One Spark Cash for Business Apply for Capital One Spark Cash for Business Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 13.9% variable $0 intro for first year; $59 after that

Capital One® SparkSM Miles Select for Business

  • Get a 50% bonus on the miles you earn every year

  • Earn 1 mile per dollar on every purchase, every day

  • Save with 0% intro APR until August 2012

  • Enjoy no annual fee

  • Get online Quarterly and Year-End Summaries

  • There's no limit to the amount of miles you can earn and miles don't expire

  • Fly on any airline, anytime, with no blackout dates or seat restrictions

  • Click here for official application, terms, and details

Capital One Spark Miles Select for Business Apply for Capital One Spark Miles Select for Business Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases until August 2012 14.9% - 19.9% variable None

Capital One® SparkSM Miles for Business

  • Earn 2 miles per dollar on every purchase, every day

  • Get 10,000 bonus miles - just spend $1,000 within the first 3 months

  • Receive 5,000 bonus miles by signing up for one or more employee cards

  • Enjoy exclusive, award-winning customer service

  • $0 intro annual fee for the first year; $59 after that

  • There's no limit to the amount of miles you can earn and miles don't expire

  • Redeem miles for travel, cash back, gift cards, merchandise, and more

  • Fly on any airline, anytime, with no blackout dates or seat restrictions

  • Click here for official application, terms, and details

Capital One Spark Miles for Business Apply for Capital One Spark Miles for Business Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 13.9% variable $0 intro for first year; $59 after that

Capital One® Cash

  • $100 Bonus after you spend $500 in the first 3 months

  • 50% bonus on the cash back you earn every year

  • 1% cash back on all purchases

  • No annual fee

  • Earn unlimited cash rewards that don't expire

  • Redeem cash rewards anytime for any amount, even set up automatic redemption

  • Personalize your card with an image of your choice

  • 0% intro APR on purchases and balance transfers until February 2013

  • Click here for reviews on Capital One Cash

Capital One Cash Apply for Capital One Cash Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers until February 2013 12.9% - 20.9% variable None

Capital One® SparkSM Cash Select for Business

  • Get a 50% bonus on the cash back you earn every year

  • Earn 1% cash back on every purchase, every day

  • Save with 0% intro APR on purchases until August 2012

  • Enjoy no annual fee

  • Get online Quarterly and Year-End Summaries

  • Redeem cash rewards anytime, for any amount, even set up automatic redemption

  • Earn unlimited cash rewards that don't expire

  • Click here for official application, terms, and details

Capital One Spark Cash Select for Business Apply for Capital One Spark Cash Select for Business Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases until August 2012 14.9% - 19.9% variable None

Capital One® VentureSM Rewards Card

  • Money® Magazine's "Most Rewarding Card if you crave free airline flights"

  • 2 miles per dollar on every purchase, every day

  • Earn 10,000 bonus miles, equal to $100 in travel

  • Redeem your miles for ANY travel expense

  • No limit on the miles you can earn and miles won't expire

  • Fly free on any airline, any time with no blackout dates

  • No foreign transaction fees

  • $0 intro annual fee for the first year; $59 after that

  • Click here for reviews on Capital One Venture Rewards Card

Capital One Venture Rewards Card Apply for Capital One Venture Rewards Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 11.9% - 19.9% variable $0 intro for first year; $59 after that

Capital One® Cash Rewards for Newcomers

  • A card designed to help those new to the U.S. establish credit and earn cash back

  • Build credit with automatic reporting to the three major credit bureaus

  • Get 2% cash back on travel purchases

  • Earn 1% cash back on all other purchases

  • No foreign transaction fees

  • No annual fee

  • Click here for reviews on Capital One Cash for Newcomers

Capital One Cash for Newcomers Apply for Capital One Cash for Newcomers Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 24.9% variable None

United MileagePlus® Explorer Card

  • Earn up to 40,000 bonus miles & first year free, a $95 value*

  • Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip

  • Board your flight before general boarding with priority boarding privileges

  • Visit the United Club with two complimentary day passes every year, up to a $100 value

  • Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else

  • Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase

  • Your miles don't expire and there is no limit to the number of miles you can earn

  • Click here for reviews on United MileagePlus Explorer Card

United MileagePlus Explorer Card Apply for United MileagePlus Explorer Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.24% variable $95, waived the first year

Continental Airlines OnePass® Plus Card

  • Earn up to 40,000 bonus miles & first year free ($95 value)*

  • Now with priority boarding privileges on Continental and United flights

  • Check your first bag for free on Continental and United flights, up to a $50 value

  • Visit the United Club with two complimentary passes every year, a $100 value

  • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else

  • Your miles don't expire and there is no limit to the number of miles you can earn

  • Click here for reviews on Continental Airlines OnePass Plus Card

Continental Airlines OnePass Plus Card Apply for Continental Airlines OnePass Plus Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.24% Variable $95, First Year Free

Blue Cash EverydaySM from American Express

  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Card membership

  • 0% intro APR on purchases for 12 months, flexibility to pay over time

  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases

  • No spend minimum, No enrollment, and No rotating rewards categories

  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card

  • No annual fee, flexibility to pay over time

  • Click here for reviews on Blue Cash Everyday from American Express

Blue Cash Everyday from American Express Apply for Blue Cash Everyday from American Express Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases 12 months 17.24% - 22.24% variable None

Capital One® VentureOneSM Rewards Credit Card

  • 1.25 miles per dollar on every purchase, every day

  • Earn 10,000 bonus miles, equal to $100 in travel

  • Redeem miles for airline tickets, hotel rooms, car rentals and more

  • No limit on the miles you can earn and miles won't expire

  • Fly free on any airline, any time with no blackout dates

  • 0% intro APR on purchases until February 2013

  • No foreign transaction fees

  • No annual fee

  • Click here for reviews on Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card Apply for Capital One VentureOne Rewards Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases until February 2013 11.9% - 19.9% variable None

MTV® Visa® Card From Capital One®

  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events

  • Earn 2 points per $1 spent at restaurants, fast food places and coffee shops

  • 1 point per $1 spent on everything else

  • 25 bonus points each billing period you keep your account in good standing by paying on time

  • Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings

  • Also, redeem for travel, merchandise, gift cards, and more

  • No limit on the points you can earn and points don't expire

  • 0% intro APR - pay no interest on purchases until February 2013

  • No annual fee

  • Click here for official application, terms, and details

MTV Visa Card From Capital One Apply for MTV Visa Card From Capital One Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases until February 2013 13.9% - 19.9% variable None

Chase SapphireSM Preferred Card

  • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months - that's $625 toward travel!

  • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases

  • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM

  • No foreign transaction fees

  • Earn a 7% annual points dividend - even on points already redeemed

  • Transfer points you've earned to participating frequent traveler programs at a 1:1 value

  • 24/7 direct access to expert service advisors (No voice recording)

  • No Annual Fee for your first year - A $95 value

  • Click here for reviews on Chase Sapphire Preferred Card

Chase Sapphire Preferred Card Apply for Chase Sapphire Preferred Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% Variable $95, waived first year

Citi ThankYou® Premier Rewards Card

  • Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within 3 months of account opening enough for $300 in gift cards

  • 1 ThankYou point for every $1 you spend on purchases

  • Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card

  • No foreign transaction fee on purchases*

  • Annual complimentary domestic companion ticket, within the continental USA, when booked through our travel benefits provider, Spirit Incentives

  • No points cap and no expiration of points

  • Click here for official application, terms, and details

Citi ThankYou Premier Rewards Card Apply for Citi ThankYou Premier Rewards Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 13.99% - 22.99%* (Variable) None for first year, $125 thereafter*

Ritz-Carlton® Rewards Credit Card

  • The world-class service you experience when staying at The Ritz-Carlton can always be within reach with The Ritz-Carlton® Rewards Credit Card

  • Earn 50,000 Rewards points after you use your card for the first time, redeemable for a complimentary night at most of our luxury properties

  • Earn 5 points per $1 spent at The Ritz-Carlton, 2 points per $1 spent on qualifying airfare, car rental and dining, and 1 point per $1 spent on all other purchases

  • Exclusive member benefits include a $100 Hotel Credit for qualifying dining, spa, and hotel recreational activities during every two night stay or longer

  • Upgrade to the Ritz-Carlton Club® Level three times annually and enjoy a dedicated concierge and complimentary food and beverage presentations

  • Automatic Gold Elite status your first year, which entitles you to complimentary room upgrades, priority late checkout, a 25% bonus on The Ritz-Carlton Rewards membership base points and more

  • Elite card member travel privileges including a $200 annual credit for airline incidentals, such as baggage fees and in-flight meals

  • Complimentary airport lounge access to hundreds of airport lounges worldwide

  • No foreign transaction fees

  • Click here for official application, terms, and details

Ritz-Carlton Rewards Credit Card Apply for Ritz-Carlton Rewards Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% $395

Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards

  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 3 months of account opening

  • Earn 1 point for every $1 you spend on all purchases

  • Receive an anniversary bonus every year you're a cardmember

  • No expiration and no limit on the points you can earn

  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more

  • No annual fee*

  • Click here for official application, terms, and details

Citi ThankYou Preferred Rewards Card - $250 in Gift Cards Apply for Citi ThankYou Preferred Rewards Card - $250 in Gift Cards Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 12.99% - 22.99%* (Variable) None

Chase SapphireSM Card

  • Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!

  • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases

  • Points never expire and there are no limits on how many points you can earn

  • Redeem points for travel, gift cards, merchandise, cash back and more

  • 24/7 direct access to expert service advisors (No voice recording)

  • No annual fee!

  • Click here for reviews on Chase Sapphire Card

Chase Sapphire Card Apply for Chase Sapphire Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% Variable None

Citi Simplicity® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.

  • Peace of mind through direct access to a service representative, no late fees and no penalty rate

  • No annual fee

  • Click here for official application, terms, and details

Citi Simplicity Card Apply for Citi Simplicity Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Balance Transfers and Purchases* 18 months* 12.99% - 21.99%* (Variable) None

Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back

  • $200 cash back after $500 in purchases within the first 3 months of account opening

  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment

  • Each quarter, you can enroll to earn additional cash back in popular categories

  • 5% average cash back at select merchants through Citi Bonus Cash Center®

  • Full 1% cash back on all other purchases and eligible cash advances

  • No annual fee*

  • Click here for official application, terms, and details

Citi Dividend Platinum Select Visa Card - $200 Cash Back Apply for Citi Dividend Platinum Select Visa Card - $200 Cash Back Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.99% - 22.99%* (Variable) None

Chase Freedom MasterCard - $100 Bonus Cash Back + 0% Intro APR

  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months

  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases

  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12

  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!

  • Unlimited 1% Cash Back on all other purchases

  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase

  • No annual fee and rewards never expire

  • Click here for reviews on Chase Freedom MasterCard

Chase Freedom MasterCard - $100 Bonus Cash Back Apply for Chase Freedom MasterCard - $100 Bonus Cash Back Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers 12 months on balance transfers, 6 months on purchases as low as 11.99% Variable None

SimplyCash® Business Card from American Express OPEN

  • Get 5% cash back on wireless services and office supply purchases*

  • Get 3% cash back on automobile gasoline*

  • Get 1% cash back on other purchases*

  • No limit to the amount of cash back you can earn

  • Cash back on purchases is automatically credited to your statement each month

  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*

  • No annual membership fee

  • Click here for official application, terms, and details

SimplyCash Business Card from American Express OPEN Apply for SimplyCash Business Card from American Express OPEN Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases up to 12 months 12.24% – 19.24% Variable None

Marriott Rewards® Credit Card

  • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel

  • No Annual fee for your first year – that's a $45 value*

  • Earn 3 points for every $1 spent at Marriott® locations

  • Earn 1 point for every $1 spent on other purchases

  • Cardmembers achieve Silver elite status with 10 nights credit toward Elite status

  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

  • Click here for reviews on Marriott Rewards Credit Card

Marriott Rewards Credit Card Apply for Marriott Rewards Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.24% Variable First Year Free, $45

Marriott Rewards® Premier Credit Card

  • Earn 50,000 Bonus Points after your first use

  • Receive 1 free night stay upon account approval and each year upon account anniversary

  • Earn 5 points for every $1 spent at Marriott® locations

  • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases

  • Earn 1 point for every $1 spent on other purchases

  • No foreign transaction fees

  • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status

  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

  • Click here for reviews on Marriott Rewards Premier Credit Card

Marriott Rewards Premier Credit Card Apply for Marriott Rewards Premier Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% Variable First Year Free, $85

Ink CashSM Business

  • $250 cash back bonus after you spend $5,000 within 3 months!

  • 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services

  • 2% cash back on the first $25,000 spent annually on gas and dining

  • 1% cash back on all other card purchases with no limit to the amount you can earn

  • Cash back rewards do not expire

  • 0% Introductory APR for 6 months*

  • No Annual Fee*

  • Click here for official application, terms, and details

Ink Cash Business Apply for Ink Cash Business Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers 6 months 13.24% Variable* None
Chase Sapphire Preferred

United Explorer
How to ...
   Boost your credit score
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   Choose and use credit cards
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   Fight back against identity theft
What is ...
   The history of credit cards
   The meaning of credit card numbers
   The basics of credit scores
   Credit report says about you
   Truth of credit card loss protection
Credit Card Terminology
     Balance Transfer
     Cash Advance Check
     Annual Percentage Rate (APR)
     Introductory Rates
     Variable Interest Rate
     Prime Rate
     Periodic Rate
     Average Daily Balance
     Credit Limit
     Grace Period
     Minimum Monthly Payment
     Monthly Finance Charge
     Credit Score
     Pre-Approved
     Secured Credit Card
 
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