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BEST CREDIT CARDS FOR PEOPLE WITH GOOD OR EXCELLENT CREDIT

If you have good or excellent credit, you have access to many premium credit cards that offer great rewards such as $500 bonus, 5% cash back, thousands of bonus airline miles.

Capital One® Cash Rewards - $100 Cash Back Bonus

  • $100 Bonus after you spend $500 in the first 3 months

  • 50% bonus on the cash back you earn every year

  • 1% cash back on all purchases

  • No annual fee

  • Earn unlimited cash rewards that don't expire

  • Redeem cash rewards anytime for any amount, even set up automatic redemption

  • Personalize your card with an image of your choice

  • 0% intro APR on purchases and balance transfers until February 2013

  • Click here for reviews on Capital One Cash Rewards

Capital One Cash Rewards - $100 Cash Back Bonus Apply for Capital One Cash Rewards - $100 Cash Back Bonus Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers until February 2013 12.9% - 20.9% variable None

Chase Freedom® MasterCard - $200 Bonus Cash Back

  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months

  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12

  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!

  • Unlimited 1% Cash Back on all other purchases

  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase

  • No annual fee and rewards never expire

  • Click here for reviews on Chase Freedom MasterCard

Chase Freedom MasterCard - $200 Bonus Cash Back Apply for Chase Freedom MasterCard - $200 Bonus Cash Back Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.99% - 22.99% (Variable) None

Chase Sapphire PreferredSM Card

  • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months - that's $625 toward travel!

  • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases

  • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate Rewards

  • No foreign transaction fees

  • Transfer points you've earned to participating frequent traveler programs at a 1:1 value

  • Earn a 7% annual points dividend - even on points already redeemed

  • 24/7 direct access to expert service advisors (No voice recording)

  • No Annual Fee for your first year - A $95 value

  • Click here for reviews on Chase Sapphire Preferred Card

Chase Sapphire Preferred Card Apply for Chase Sapphire Preferred Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% Variable $95, waived first year

Capital One® VentureOneSM Rewards Credit Card

  • 1.25 miles per dollar on every purchase, every day

  • Earn 10,000 bonus miles, equal to $100 in travel

  • Redeem miles for airline tickets, hotel rooms, car rentals and more

  • No limit on the miles you can earn and miles won't expire

  • Fly free on any airline, any time with no blackout dates

  • 0% intro APR on purchases until February 2013

  • No foreign transaction fees

  • No annual fee

  • Click here for reviews on Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card Apply for Capital One VentureOne Rewards Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases until February 2013 11.9% - 19.9% variable None

Chase SapphireSM Card

  • Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!

  • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases

  • Points never expire and there are no limits on how many points you can earn

  • Redeem points for travel, gift cards, merchandise, cash back and more

  • 24/7 direct access to expert service advisors (No voice recording)

  • No annual fee!

  • Click here for reviews on Chase Sapphire Card

Chase Sapphire Card Apply for Chase Sapphire Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% Variable None

Capital One® VentureSM Rewards Card

  • Money® Magazine's "Most Rewarding Card if you crave free airline flights"

  • 2 miles per dollar on every purchase, every day

  • Earn 10,000 bonus miles, equal to $100 in travel

  • Redeem your miles for ANY travel expense

  • No limit on the miles you can earn and miles won't expire

  • Fly free on any airline, any time with no blackout dates

  • No foreign transaction fees

  • $0 intro annual fee for the first year; $59 after that

  • Click here for reviews on Capital One Venture Rewards Card

Capital One Venture Rewards Card Apply for Capital One Venture Rewards Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 13.9% - 20.9% variable $0 intro for first year; $59 after that

Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back

  • $200 cash back after $500 in purchases within the first 3 months of account opening

  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment

  • Each quarter, you can enroll to earn additional cash back in popular categories

  • 5% average cash back at select merchants through Citi Bonus Cash Center®

  • Full 1% cash back on all other purchases and eligible cash advances

  • No annual fee*

  • Click here for official application, terms, and details

Citi Dividend Platinum Select Visa Card - $200 Cash Back Apply for Citi Dividend Platinum Select Visa Card - $200 Cash Back Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.99% - 22.99%* (Variable) None

Blue Cash EverydaySM from American Express

  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Card membership

  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases

  • 0% intro APR on purchases for 12 months, flexibility to pay over time

  • No spend minimum, No enrollment, and No rotating rewards categories

  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card

  • No annual fee, flexibility to pay over time

  • Click here for reviews on Blue Cash Everyday from American Express

Blue Cash Everyday from American Express Apply for Blue Cash Everyday from American Express Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases 12 months 17.24% - 22.24% variable None

Chase Freedom® Visa - $200 Bonus Cash Back

  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months

  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12

  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!

  • Unlimited 1% Cash Back on all other purchases

  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase

  • No annual fee and rewards never expire

  • Click here for reviews on Chase Freedom Visa

Chase Freedom Visa - $200 Bonus Cash Back Apply for Chase Freedom Visa - $200 Bonus Cash Back Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.99% - 22.99%* (Variable) None

Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards

  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 3 months of account opening

  • Earn 1 point for every $1 you spend on all purchases

  • Receive an anniversary bonus every year you're a cardmember

  • No expiration and no limit on the points you can earn

  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more

  • No annual fee*

  • Click here for official application, terms, and details

Citi ThankYou Preferred Rewards Card - $250 in Gift Cards Apply for Citi ThankYou Preferred Rewards Card - $250 in Gift Cards Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 12.99% - 22.99%* (Variable) None

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

  • $100 cash back after $500 in purchases within the first 3 months of account opening

  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*

  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment

  • Each quarter, you can enroll to earn additional cash back in popular categories

  • Full 1% cash back on all other purchases and eligible cash advances

  • No annual fee*

  • Click here for official application, terms, and details

Citi Dividend Platinum Select Visa Card - $100 Cash Back Apply for Citi Dividend Platinum Select Visa Card - $100 Cash Back Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers* 12 months* 12.99% - 22.99%* (Variable) None

Citi ThankYou® Premier Rewards Card

  • Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within 3 months of account opening enough for $300 in gift cards

  • 1 ThankYou point for every $1 you spend on purchases

  • Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card

  • No foreign transaction fee on purchases*

  • Annual complimentary domestic companion ticket, within the continental USA, when booked through our travel benefits provider, Spirit Incentives

  • No points cap and no expiration of points

  • Click here for official application, terms, and details

Citi ThankYou Premier Rewards Card Apply for Citi ThankYou Premier Rewards Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 13.99% - 22.99%* (Variable) None for first year, $125 thereafter*

United MileagePlus® Explorer Card

  • Earn up to 40,000 bonus miles & first year free, a $95 value*

  • Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip

  • Board your flight before general boarding with priority boarding privileges

  • Visit the United Club with two complimentary day passes every year, up to a $100 value

  • Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else

  • Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase

  • Your miles don't expire and there is no limit to the number of miles you can earn

  • Click here for reviews on United MileagePlus Explorer Card

United MileagePlus Explorer Card Apply for United MileagePlus Explorer Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.24% variable $95, waived the first year

Continental Airlines OnePass® Plus Card

  • Earn up to 40,000 bonus miles & first year free ($95 value)*

  • Now with priority boarding privileges on Continental and United flights

  • Check your first bag for free on Continental and United flights, up to a $50 value

  • Visit the United Club with two complimentary passes every year, a $100 value

  • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else

  • Your miles don't expire and there is no limit to the number of miles you can earn

  • Click here for reviews on Continental Airlines OnePass Plus Card

Continental Airlines OnePass Plus Card Apply for Continental Airlines OnePass Plus Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.24% Variable $95, First Year Free

Discover® More® Card - No Balance Transfer Fee*

  • Limited Time Offer - $0 Balance Transfer Fee!*

  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*

  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*

  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com

  • Discover is ranked 1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)

  • 24/7 access to a U.S.-based Account Manager within 60 seconds

  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

  • *Click apply to view rates, fees, rewards, limitations and other important information

  • Click here for official application, terms, and details

Discover More Card - No Balance Transfer Fee* Apply for Discover More Card - No Balance Transfer Fee* Online
Intro APR Intro APR Period Regular APR Annual Fee
0%* on Purchases and on Balance Transfers 12 months* 10.99%-19.99% (Variable)* None

Discover® Open RoadSM Card for Students

  • 0% Intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*

  • Double Cashback Bonus®* at gas stations and restaurants

  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com

  • Up to 1% unlimited Cashback Bonus on everything else you buy

  • $0 Fraud Liability plus mobile and email fraud alert options

  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

  • Click here for official application, terms, and details

Discover Open Road Card for Students Apply for Discover Open Road Card for Students Online
Intro APR Intro APR Period Regular APR Annual Fee
0%* on Purchases 9 months* 13.99% - 20.99% (V)* None

Discover® More® Card - Balance Transfer Fee*

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*

  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*

  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*

  • Discover is ranked #1 in customer loyalty - 15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)

  • 24/7 access to a U.S.-based Account Manager within 60 seconds

  • $0 Fraud Liability plus automatic mobile and email fraud alert options

  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

  • *Click apply to view rates, fees, rewards, limitations and other important information

  • Click here for official application, terms, and details

Discover More Card - Balance Transfer Fee* Apply for Discover More Card - Balance Transfer Fee* Online
Intro APR Intro APR Period Regular APR Annual Fee
0%* on Purchases and on Balance Transfers 18 months on balance transfers*, 6 months on purchases* 10.99% - 20.99% (Variable)* None

Marriott Rewards® Premier Credit Card

  • Earn 50,000 Bonus Points after your first use

  • Receive 1 free night stay upon account approval and each year upon account anniversary

  • Earn 5 points for every $1 spent at Marriott® locations

  • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases

  • Earn 1 point for every $1 spent on other purchases

  • No foreign transaction fees

  • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status

  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

  • Click here for reviews on Marriott Rewards Premier Credit Card

Marriott Rewards Premier Credit Card Apply for Marriott Rewards Premier Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% Variable First Year Free, $85

Marriott Rewards® Credit Card

  • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough up to 6 free nights at a category 1 hotel

  • No Annual fee for your first year – that's a $45 value*

  • Earn 3 points for every $1 spent at Marriott® locations

  • Earn 1 point for every $1 spent on other purchases

  • Cardmembers achieve Silver elite status with 10 nights credit toward Elite status

  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

  • Click here for reviews on Marriott Rewards Credit Card

Marriott Rewards Credit Card Apply for Marriott Rewards Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.24% Variable First Year Free, $45

American Express® Premier Rewards Gold Card

  • Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership

  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else

  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide

  • Introductory annual fee of $0 for the first year, then $175

  • Get a decision in as little as 60 seconds

  • Click here for reviews on American Express Premier Rewards Gold Card

American Express Premier Rewards Gold Card Apply for American Express Premier Rewards Gold Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A N/A Introductory annual fee of $0 for the first year, then $175

MTV® Visa® Card From Capital One®

  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events

  • Earn 2 points per $1 spent at restaurants, fast food places and coffee shops

  • 1 point per $1 spent on everything else

  • 25 bonus points each billing period you keep your account in good standing by paying on time

  • Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings

  • Also, redeem for travel, merchandise, gift cards, and more

  • No limit on the points you can earn and points don't expire

  • 0% intro APR - pay no interest on purchases until February 2013

  • No annual fee

  • Click here for official application, terms, and details

MTV Visa Card From Capital One Apply for MTV Visa Card From Capital One Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases until February 2013 13.9% - 19.9% variable None

Starwood Preferred Guest® Credit Card

  • Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel

  • Free nights, free flights: Redeem Starpoints with over 350 airlines and more than 1,000 hotels and resorts worldwide. No blackout dates

  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"

  • $0 introductory annual fee for the first year, then $65

  • Click here for reviews on Starwood Preferred Guest Credit Card

Starwood Preferred Guest Credit Card Apply for Starwood Preferred Guest Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% - 19.24% variable $0 introductory annual fee for the first year, then $65

Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT

  • NOW! Earn a FREE FLIGHT after your first purchase

  • Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare

  • Now you can redeem for International Travel, Hotels, Gift Cards and more

  • Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else

  • Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!

  • No Change fees - if you need to change your flight, you won't be charged a fee

  • September 11th Security Fee Applies

  • Click here for reviews on Southwest Airlines Rapid Rewards Plus Credit Card

Southwest Airlines Rapid Rewards Plus Credit Card - FREE FLIGHT Apply for Southwest Airlines Rapid Rewards Plus Credit Card - FREE FLIGHT Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% Variable $69

Hyatt Card

  • Receive 1 Award Night after making your first purchase with the Hyatt Credit Card

  • Receive an additional Award Night after spending $1000 in the first three months of account opening

  • No foreign transaction fees for international purchases

  • 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties

  • 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere

  • There are no limits to the points you can earn

  • Award nights with no resort, Internet or redemption fees

  • Click here for official application, terms, and details

Hyatt Card Apply for Hyatt Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% Variable $75

Disney's Premier Visa® Card

  • Get a $100 statement credit after first use

  • New: Earn 2% in reward dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases.

  • Redeem toward Disney treats at home and on vacation, such as Theme Park tickets, hotel stays, DVDs, toys and more

  • New: Enjoy the flexibility to redeem toward airline tickets on any airline to any destination, anytime

  • Save 10% off on select merchandise purchases of $50 or more at DisneyStore.com and Disney Store locations

  • Disney Theme Park Perks including a Character Meet 'N' Greet at our private Cardmember locations

  • Save with 0% promo APR financing for 6 months anytime you use your card to book select Disney vacation packages, after that a variable 14.24%

  • New: Choose from 8 Premier-only card designs

  • Click here for official application, terms, and details

Disney Premier Visa Card Apply for Disney Premier Visa Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.24%* (Variable) $49*

TrueEarnings® Card from Costco and American Express

  • American Express® Card and Costco Membership Card in one with no annual fee for Costco members

  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco

  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express

  • Click here for official application, terms, and details

TrueEarnings Card from Costco and American Express Apply for TrueEarnings Card from Costco and American Express Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases 6 months 15.24% variable None

Citi® Hilton HHonors Visa Signature® Card

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*

  • Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio*

  • Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*

  • Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases.*

  • No Annual Fee.*

  • Click here for official application, terms, and details

Citi Hilton HHonors Visa Signature Card Apply for Citi Hilton HHonors Visa Signature Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 14.24% or 16.24%* (Variable) None

Slate® from Chase - No Balance Transfer Fee

  • No Balance Transfer Fee!*

  • 0% Intro APR for 15 months on purchases and balance transfers

  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!

  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5

  • Avoid interest on everyday purchases

  • Pay down your balance faster

  • Zero liability on unauthorized purchases*

  • No Annual Fee*

  • Click here for reviews on Slate from Chase

Slate from Chase - No Balance Transfer Fee Apply for Slate from Chase - No Balance Transfer Fee Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers 15 months 11.99% - 21.99% Variable None

Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards

  • $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening

  • 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases*

  • Enjoy no limit on the number of points you can earn

  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more

  • No annual fee*

  • Click here for official application, terms, and details

Citi ThankYou Preferred Rewards Card - $150 in Gift Cards Apply for Citi ThankYou Preferred Rewards Card - $150 in Gift Cards Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A* N/A* 12.99% - 22.99%* (Variable) None

Citi® Platinum Select® Visa®

  • 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*

  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more

  • Citi® Identity Theft Solutions

  • No annual fee*

  • Click here for official application, terms, and details

Citi Platinum Select Visa Apply for Citi Platinum Select Visa Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Balance Transfers and Purchases* 18 months* 11.99% - 21.99%* (Variable) None

Citi® Platinum Select® MasterCard®

  • 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*

  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more

  • Citi® Identity Theft Solutions

  • No annual fee*

  • Click here for official application, terms, and details

Citi Platinum Select MasterCard Apply for Citi Platinum Select MasterCard Online
Intro APR Intro APR Period Regular APR Annual Fee
0%* on Balance Transfers and Purchases* 18 months* 11.99% - 21.99%* (Variable) None

Citi® Platinum Select® / AAdvantage® World MasterCard®

  • Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership – more than enough for a round-trip domestic flight award*

  • Earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases during the first 6 months of cardmembership*

  • Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership*

  • $85 annual fee waived for the first 12 months*

  • Click here for official application, terms, and details

Citi Platinum Select / AAdvantage World MasterCard Apply for Citi Platinum Select / AAdvantage World MasterCard Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 15.24% variable* $85, waived for the first 12 months*

Citi Forward® Card

  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months

  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable

  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases

  • APR reduction on purchases when using credit wisely

  • No Annual Fee*

  • Click here for official application, terms, and details

Citi Forward Card Apply for Citi Forward Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0%* on Purchases and on Balance Transfers* 12 months on balance transfers* and 7 months on purchases* 12.99% - 22.99%* (Variable) None
Chase Sapphire Preferred

Chase Freedom Visa
How to ...
   Boost your credit score
   Apply for business credit cards
   Access your credit reports for free
   Choose and use credit cards
   Dispute a credit card bill
   Fight back against identity theft
What is ...
   The history of credit cards
   The meaning of credit card numbers
   The basics of credit scores
   Credit report says about you
   Truth of credit card loss protection
Credit Card Terminology
     Balance Transfer
     Cash Advance Check
     Annual Percentage Rate (APR)
     Introductory Rates
     Variable Interest Rate
     Prime Rate
     Periodic Rate
     Average Daily Balance
     Credit Limit
     Grace Period
     Minimum Monthly Payment
     Monthly Finance Charge
     Credit Score
     Pre-Approved
     Secured Credit Card
 
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