|
| |
BEST CREDIT CARDS FOR PEOPLE WITH GOOD OR EXCELLENT CREDIT
If you have good or excellent credit, you have access to many premium credit cards that offer great rewards such as $500 bonus, 5% cash back, thousands of bonus airline miles.
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
until February 2013 |
12.9% - 20.9% variable |
None |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
15.99% - 22.99% (Variable) |
None |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
15.24% Variable |
$95, waived first year |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases |
until February 2013 |
11.9% - 19.9% variable |
None |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
15.24% Variable |
None |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
13.9% - 20.9% variable |
$0 intro for first year; $59 after that |
|
|
Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back
$200 cash back after $500 in purchases within the first 3 months of account opening5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollmentEach quarter, you can enroll to earn additional cash back in popular categories5% average cash back at select merchants through Citi Bonus Cash Center®Full 1% cash back on all other purchases and eligible cash advancesNo annual fee*
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
15.99% - 22.99%* (Variable) |
None |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases |
12 months |
17.24% - 22.24% variable |
None |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
15.99% - 22.99%* (Variable) |
None |
|
|
Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards
$250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 3 months of account openingEarn 1 point for every $1 you spend on all purchasesReceive an anniversary bonus every year you're a cardmemberNo expiration and no limit on the points you can earnRedeem ThankYou Points for merchandise, travel rewards, gift cards, cash and moreNo annual fee*
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
12.99% - 22.99%* (Variable) |
None |
|
|
Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
$100 cash back after $500 in purchases within the first 3 months of account opening0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollmentEach quarter, you can enroll to earn additional cash back in popular categoriesFull 1% cash back on all other purchases and eligible cash advancesNo annual fee*
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers* |
12 months* |
12.99% - 22.99%* (Variable) |
None |
|
|
Citi ThankYou® Premier Rewards Card
Earn 30,000 bonus ThankYou® Points after $2,000 in purchases within 3 months of account opening enough for $300 in gift cards1 ThankYou point for every $1 you spend on purchasesEarn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier CardNo foreign transaction fee on purchases*Annual complimentary domestic companion ticket, within the continental USA, when booked through our travel benefits provider, Spirit IncentivesNo points cap and no expiration of points
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
13.99% - 22.99%* (Variable) |
None for first year, $125 thereafter* |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
14.24% variable |
$95, waived the first year |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
14.24% Variable |
$95, First Year Free |
|
|
Discover® More® Card - No Balance Transfer Fee*
Limited Time Offer - $0 Balance Transfer Fee!*0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.comDiscover is ranked 1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)24/7 access to a U.S.-based Account Manager within 60 secondsGreat rewards with no annual fee, no rewards redemption fee, and no additional card fee*Click apply to view rates, fees, rewards, limitations and other important information
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0%* on Purchases and on Balance Transfers |
12 months* |
10.99%-19.99% (Variable)* |
None |
|
|
Discover® Open RoadSM Card for Students
0% Intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*Double Cashback Bonus®* at gas stations and restaurantsUp to 20% Cashback Bonus at popular retailers when you shop online through Discover.comUp to 1% unlimited Cashback Bonus on everything else you buy$0 Fraud Liability plus mobile and email fraud alert optionsGreat rewards with no annual fee, no rewards redemption fee, and no additional card fee
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0%* on Purchases |
9 months* |
13.99% - 20.99% (V)* |
None |
|
|
Discover® More® Card - Balance Transfer Fee*
0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*Discover is ranked #1 in customer loyalty - 15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)24/7 access to a U.S.-based Account Manager within 60 seconds$0 Fraud Liability plus automatic mobile and email fraud alert optionsGreat rewards with no annual fee, no rewards redemption fee, and no additional card fee*Click apply to view rates, fees, rewards, limitations and other important information
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0%* on Purchases and on Balance Transfers |
18 months on balance transfers*, 6 months on purchases* |
10.99% - 20.99% (Variable)* |
None |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
15.24% Variable |
First Year Free, $85 |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
14.24% Variable |
First Year Free, $45 |
|
|
American Express® Premier Rewards Gold Card
Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membershipMembership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything elseExclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwideIntroductory annual fee of $0 for the first year, then $175Get a decision in as little as 60 seconds
|

|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
N/A |
Introductory annual fee of $0 for the first year, then $175 |
|
|
MTV® Visa® Card From Capital One®
Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting eventsEarn 2 points per $1 spent at restaurants, fast food places and coffee shops1 point per $1 spent on everything else25 bonus points each billing period you keep your account in good standing by paying on timeExclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapingsAlso, redeem for travel, merchandise, gift cards, and moreNo limit on the points you can earn and points don't expire0% intro APR - pay no interest on purchases until February 2013No annual fee
|

|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases |
until February 2013 |
13.9% - 19.9% variable |
None |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
15.24% - 19.24% variable |
$0 introductory annual fee for the first year, then $65 |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
15.24% Variable |
$69 |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
15.24% Variable |
$75 |
|
|
Disney's Premier Visa® Card
Get a $100 statement credit after first useNew: Earn 2% in reward dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases.Redeem toward Disney treats at home and on vacation, such as Theme Park tickets, hotel stays, DVDs, toys and moreNew: Enjoy the flexibility to redeem toward airline tickets on any airline to any destination, anytimeSave 10% off on select merchandise purchases of $50 or more at DisneyStore.com and Disney Store locationsDisney Theme Park Perks including a Character Meet 'N' Greet at our private Cardmember locationsSave with 0% promo APR financing for 6 months anytime you use your card to book select Disney vacation packages, after that a variable 14.24%New: Choose from 8 Premier-only card designs
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
14.24%* (Variable) |
$49* |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases |
6 months |
15.24% variable |
None |
|
|
Citi® Hilton HHonors™ Visa Signature® Card
Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio*Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases.*No Annual Fee.*
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
14.24% or 16.24%* (Variable) |
None |
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Purchases and on Balance Transfers |
15 months |
11.99% - 21.99% Variable |
None |
|
|
Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards
$150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases*Enjoy no limit on the number of points you can earnRedeem ThankYou Points for merchandise, travel rewards, gift cards, cash and moreNo annual fee*
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A* |
N/A* |
12.99% - 22.99%* (Variable) |
None |
|
|
Citi® Platinum Select® Visa®
0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and moreCiti® Identity Theft SolutionsNo annual fee*
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0% on Balance Transfers and Purchases* |
18 months* |
11.99% - 21.99%* (Variable) |
None |
|
|
Citi® Platinum Select® MasterCard®
0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and moreCiti® Identity Theft SolutionsNo annual fee*
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0%* on Balance Transfers and Purchases* |
18 months* |
11.99% - 21.99%* (Variable) |
None |
|
|
Citi® Platinum Select® / AAdvantage® World MasterCard®
Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership – more than enough for a round-trip domestic flight award*Earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases during the first 6 months of cardmembership*Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership*$85 annual fee waived for the first 12 months*
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
15.24% variable* |
$85, waived for the first 12 months* |
|
|
Citi Forward® Card
$100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchasesAPR reduction on purchases when using credit wiselyNo Annual Fee*
|
|
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
| 0%* on Purchases and on Balance Transfers* |
12 months on balance transfers* and 7 months on purchases* |
12.99% - 22.99%* (Variable) |
None |
|
| |
 |