1. The History of Credit Cards
2. What Credit Card Numbers Mean
3. Glossary of Common Credit Card Terms
4. The Basics of Credit Scores
5. Tricks to Boost Your Credit Score
6. How to Apply For Business Credit Cards Without Having a Business
7. Choosing and Using Credit Cards
8. What Your Credit Report Says About You?
9. Your Credit Rights: Accessing Your Free Credit Report
10. How To Dispute a Credit Card Bill for Merchandise You Never Received?
11. Credit Card Loss Protection Offers: They're the Real Steal
12. Fighting Back Against Identity Theft

1. The History of Credit Cards

The use of credit cards originated in the United States during the 1920s, when individual firms, such as oil companies and hotel chains, began issuing them to customers. Read more...

2. What Credit Card Numbers Mean

The first digit of your credit card number is the Major Industry Identifier, which represents the category of entity which issued your credit card. The first 6 digits of your credit card number form the issuer identifier. The final digit of your credit card number is a check digit. Read more...

3. Glossary of Common Credit Card Terms

If you don't understand the language, you may be frustrated with credit card offers and statements. Here's what these frequently used credit card terms mean. Read more...

4. The Basics of Credit Scores

A credit score is a number that is calculated based on your credit history to give lenders a simpler "lend/reject" answer for people who are applying for credit or loans. Your credit score is calculated in a weighted formula. It uses the information in your credit report. The number itself can range from 300 to 900. Here is an approximate breakdown of how it is determined. Read more...

5. Tricks to Boost Your Credit Score

It takes patience and persistence to bulid good credit. But there are a few sneaky ways to legitimately to boost your credit score. Here are a few ways to do it. Read more...

6. How to Apply For Business Credit Cards Without Having a Business

Many business credit cards offer fabulous deals. Some of those deals are much better than those of consumer credit cards. But many people stop short of applying for business credit cards because they mistakenly believe that they need to run a business to qualify for a business credit card. This is not the case. Anyone can apply for business credit cards even if they are not part of a corporation or LLC. Read more...

7. Choosing and Using Credit Cards

Shopping around for a credit card can save you money on interest and fees. This information can help you understand the features of credit cards, compare credit card features and costs, know your rights when using your credit card, file a complaint if you have a problem with your credit card. Read more...

8. What Your Credit Report Says About You?

A credit report is a record of your credit activities. It lists any credit-card accounts or loans you may have, the balances, and how regularly you make your payments. Read more...

9. Your Credit Rights: Accessing Your Free Credit Report

Thanks to a new federal law, you are now entitled to receive one free credit report every 12 months from each of the nationwide consumer credit reporting companies - Equifax, Experian and TransUnion. Read more...

10. How To Dispute a Credit Card Bill for Merchandise You Never Received?

What do you do when you get a credit card bill but no merchandise? You are protected by the Fair Credit Billing Act (FCBA) against merchants charging a credit card account without delivering the merchandise. Read more...

11. Credit Card Loss Protection Offers: They're the Real Steal

Don't buy the "loss protection" insurance. Telephone scam artists are lying to get people to buy worthless credit card loss protection and insurance programs. According to the Federal Trade Commission, your liability for unauthorized charges is limited to $50. Read more...

12. Fighting Back Against Identity Theft

Identity theft occurs when someone uses your personal information without your permission to commit fraud or other crimes. While you can't entirely control whether you will become a victim, there are steps you can take to minimize your risk. Read more...