Bookmark | Tell a Friend

Featured Credit Card Offers

Credit Cards by Category

Business Credit Cards

Credit Cards by Credit Rating

0% APR, No Fee Credit Cards

Credit Cards by Issuer

Credit Cards by Network

International Credit Cards

BEST BUSINESS CREDIT CARDS

The following business credit cards are the best on the market. They not only offer business owners 0% APR on purchases and balance transfers for 6 months, low APR afterwards, a customized business credit line but also cash back at gas stations, restaurants, office supply and home improvement stores.

Capital One^® Spark^SM Cash for Business

Earn 2% cash back on every purchase, every day
Get a $100 cash bonus - just spend $1,000 within the first 3 months
Receive a $50 cash bonus by signing up for one or more employee cards
Enjoy award-winning small business customer service
$0 intro annual fee for the first year; $59 after that
Redeem cash rewards anytime, for any amount, even set up automatic redemption
Earn unlimited cash rewards that don't expire
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	13.9% variable	$0 intro for first year; $59 after that

Ink Cash^SM Business

$250 cash back bonus after you spend $5,000 within 3 months!
5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
2% cash back on the first $25,000 spent annually on gas and dining
1% cash back on all other card purchases with no limit to the amount you can earn
Cash back rewards do not expire
0% Introductory APR for 6 months*
No Annual Fee*
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	13.24% Variable*	None

Ink^SM Classic Business - Up to 25,000 Bonus Points

25,000 bonus points after you spend $5,000 in the first 3 months!*
5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
2 points per dollar on the first $25,000 spent annually on fuel and lodging*
1 point per dollar on all other card purchases with no limit on the amount you can earn*
Cash back rewards do not expire
0% Introductory APR for 6 months*
No Annual Fee
Click here for official application, terms, and details

Ink Classic Business - Up to 25,000 Bonus Points

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	13.24% Variable	None

CitiBusiness^® World Card

$100 gift card - when you redeem the 10,000 bonus ThankYou^® points received after $300 in purchases within 3 months of account opening
0% intro APR on Purchases for 6 months. After that, 13.24% variable
3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
Earn rewards for your business expenses, including purchases made on employee cards
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
No Annual Fee*
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	6 months	13.24% variable	None

Capital One^® Spark^SM Cash Select for Business

Get a 50% bonus on the cash back you earn every year
Earn 1% cash back on every purchase, every day
Save with 0% intro APR on purchases until August 2012
Enjoy no annual fee
Get online Quarterly and Year-End Summaries
Redeem cash rewards anytime, for any amount, even set up automatic redemption
Earn unlimited cash rewards that don't expire
Click here for official application, terms, and details

Capital One Spark Cash Select for Business

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	until August 2012	14.9% - 19.9% variable	None

Capital One^® Spark^SM Miles Select for Business

Get a 50% bonus on the miles you earn every year
Earn 1 mile per dollar on every purchase, every day
Save with 0% intro APR until August 2012
Enjoy no annual fee
Get online Quarterly and Year-End Summaries
There's no limit to the amount of miles you can earn and miles don't expire
Fly on any airline, anytime, with no blackout dates or seat restrictions
Click here for official application, terms, and details

Capital One Spark Miles Select for Business

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	until August 2012	14.9% - 19.9% variable	None

Capital One^® Spark^SM Miles for Business

Earn 2 miles per dollar on every purchase, every day
Get 10,000 bonus miles - just spend $1,000 within the first 3 months
Receive 5,000 bonus miles by signing up for one or more employee cards
Enjoy exclusive, award-winning customer service
$0 intro annual fee for the first year; $59 after that
There's no limit to the amount of miles you can earn and miles don't expire
Redeem miles for travel, cash back, gift cards, merchandise, and more
Fly on any airline, anytime, with no blackout dates or seat restrictions
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	13.9% variable	$0 intro for first year; $59 after that

SimplyCash^® Business Card from American Express OPEN

Get 5% cash back on wireless services and office supply purchases*
Get 3% cash back on automobile gasoline*
Get 1% cash back on other purchases*
No limit to the amount of cash back you can earn
Cash back on purchases is automatically credited to your statement each month
Save 3% to 10% automatically on business expenses from FedEx, Hertz^®, OfficeMax^®, and more with OPEN Savings^®*
No annual membership fee
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	up to 12 months	12.24% – 19.24% Variable	None

Business Gold Rewards Card^® from American Express OPEN

Earn points even faster to get more rewards for your business
3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else
One million rewards from over 500 brands
Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire
24/7 support for everything from identity theft to travel emergencies
$0 introductory annual fee for the first year, then $175
Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	N/A	$0 introductory annual fee for the first year, then $175

Starwood Preferred Guest^® Business Credit Card from American Express OPEN

Earn up to 25,000 Starpoints^®: Receive 10K after your first purchase, and another 15K when you spend $5,000 in 6 months-enough for up to 6 free nights at a Category 1 or 2 hotel
Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates
$0 introductory annual fee for the first year, then $65
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24% - 19.24% Variable	$0 introductory annual fee for the first year, then $65

Ink Bold^SM with Ultimate Rewards^SM

50,000 bonus points after you spend $5,000 in 3 months – that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
No limit to the number of points you can earn – and points do not expire
5X points per dollar on the first $50,000 spent annually on eligible business purchases
No foreign transaction fees and Free Employee Cards
No interest or over limit fees
No Annual Fee in the first year – that's a $95 savings
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	N/A	None for first year, $95 thereafter

Gold Delta SkyMiles^® Business Credit Card

Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
Check your first bag free-for up to 8 people on your reservation-on every Delta flight
Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
Priority Boarding and 20% In-Flight Savings
$0 intro annual fee for the first year, then $95
No annual fee for Additional Cards
Save 3% to 10% automatically on business expenses from FedEx, Hertz^®, OfficeMax^®, and more with OPEN Savings^®
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24% - 19.24% Variable	$0 intro annual fee for the first year, then $95

TrueEarnings^® Business Card from Costco and American Express

Get cash back - 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
0% introductory APR on purchases for the first 6 months
No introductory annual fee with your paid Costco Membership
Flexible payments - pay in full or over time
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	6 months	15.24% variable	None

Gold Delta SkyMiles^® Business Credit Card

Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
Check your first bag free-for up to 8 people on your reservation-on every Delta flight
Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
Priority Boarding and 20% In-Flight Savings
$0 intro annual fee for the first year, then $95
No annual fee for Additional Cards
Save 3% to 10% automatically on business expenses from FedEx, Hertz^®, OfficeMax^®, and more with OPEN Savings^®
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24% - 19.24% Variable	$0 intro annual fee for the first year, then $95

Capital One^® Spark^SM Classic for Business

Enjoy no annual fee
Build business credit with eligibility for an automatic credit line increase
Earn 1% cash back on every purchase, every day
Separate business expenses from personal expenses
$0 Fraud Liability if your card is ever lost or stolen
Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	22.9% variable	None

JetBlue Business Card from American Express OPEN

Earn 10,000 TrueBlue^® points with your first purchase - enough for an Award Flight
Jet for less - redeem for a roundtrip Award Flight starting at just 10,000 points. No blackout dates so you can redeem points for any seat, anytime.
Earn 1 TrueBlue point for every eligible dollar you spend
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	13.24% variable	$40

The Plum Card^® from American Express OPEN

The Everything, Everywhere Trade Terms Card^SM from American Express OPEN
Pay in full within ten days, get a 1.5% discount
OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
$0 introductory annual fee for the first year, then $185
A powerful cash flow management tool
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	N/A	$0 introductory annual fee for the first year, then $185

The Business Platinum Card^® from American Express OPEN

Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
20% Travel Bonus when redeeming with Membership Rewards^® Pay with Points
Complimentary airport club access, including American Airlines Admirals Club^® lounges
Concierge service to assist with your business needs from gift giving to dinner reservations
Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club^®, Avis Preferred^®, and Emerald club from National^® Car Rental
The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
Enrollment in the Membership Rewards First^® program
No pre-set spending limit*
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	N/A	$450

How to ...

Boost your credit score

Apply for business credit cards

Access your credit reports for free

Choose and use credit cards

Dispute a credit card bill

Fight back against identity theft

What is ...

The history of credit cards

The meaning of credit card numbers

The basics of credit scores

Credit report says about you

Truth of credit card loss protection

Credit Card Terminology

Balance Transfer

Cash Advance Check

Annual Percentage Rate (APR)

Introductory Rates

Variable Interest Rate

Prime Rate

Periodic Rate

Average Daily Balance

Credit Limit

Grace Period

Minimum Monthly Payment

Monthly Finance Charge

Credit Score

Pre-Approved

Secured Credit Card

BEST BUSINESS CREDIT CARDS

Capital One® SparkSM Cash for Business

Earn 2% cash back on every purchase, every day

Get a $100 cash bonus - just spend $1,000 within the first 3 months

Receive a $50 cash bonus by signing up for one or more employee cards

Enjoy award-winning small business customer service

$0 intro annual fee for the first year; $59 after that

Redeem cash rewards anytime, for any amount, even set up automatic redemption

Earn unlimited cash rewards that don't expire

Ink CashSM Business

$250 cash back bonus after you spend $5,000 within 3 months!

5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services

2% cash back on the first $25,000 spent annually on gas and dining

1% cash back on all other card purchases with no limit to the amount you can earn

Cash back rewards do not expire

0% Introductory APR for 6 months*

No Annual Fee*

InkSM Classic Business - Up to 25,000 Bonus Points

25,000 bonus points after you spend $5,000 in the first 3 months!*

5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*

2 points per dollar on the first $25,000 spent annually on fuel and lodging*

1 point per dollar on all other card purchases with no limit on the amount you can earn*

Cash back rewards do not expire

0% Introductory APR for 6 months*

No Annual Fee

CitiBusiness® World Card

$100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening

0% intro APR on Purchases for 6 months. After that, 13.24% variable

3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases

Earn rewards for your business expenses, including purchases made on employee cards

Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more

No Annual Fee*

Capital One® SparkSM Cash Select for Business

Get a 50% bonus on the cash back you earn every year

Earn 1% cash back on every purchase, every day

Save with 0% intro APR on purchases until August 2012

Enjoy no annual fee

Get online Quarterly and Year-End Summaries

Redeem cash rewards anytime, for any amount, even set up automatic redemption

Earn unlimited cash rewards that don't expire

Capital One® SparkSM Miles Select for Business

Get a 50% bonus on the miles you earn every year

Earn 1 mile per dollar on every purchase, every day

Save with 0% intro APR until August 2012

Enjoy no annual fee

Get online Quarterly and Year-End Summaries

There's no limit to the amount of miles you can earn and miles don't expire

Fly on any airline, anytime, with no blackout dates or seat restrictions

Capital One® SparkSM Miles for Business

Earn 2 miles per dollar on every purchase, every day

Get 10,000 bonus miles - just spend $1,000 within the first 3 months

Receive 5,000 bonus miles by signing up for one or more employee cards

Enjoy exclusive, award-winning customer service

$0 intro annual fee for the first year; $59 after that

There's no limit to the amount of miles you can earn and miles don't expire

Redeem miles for travel, cash back, gift cards, merchandise, and more

Fly on any airline, anytime, with no blackout dates or seat restrictions

SimplyCash® Business Card from American Express OPEN

Get 5% cash back on wireless services and office supply purchases*

Get 3% cash back on automobile gasoline*

Get 1% cash back on other purchases*

No limit to the amount of cash back you can earn

Cash back on purchases is automatically credited to your statement each month

Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*

No annual membership fee

Business Gold Rewards Card® from American Express OPEN

Earn points even faster to get more rewards for your business

3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else

One million rewards from over 500 brands

Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire

24/7 support for everything from identity theft to travel emergencies

$0 introductory annual fee for the first year, then $175

Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year

Starwood Preferred Guest® Business Credit Card from American Express OPEN

Earn up to 25,000 Starpoints®: Receive 10K after your first purchase, and another 15K when you spend $5,000 in 6 months-enough for up to 6 free nights at a Category 1 or 2 hotel

Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates

$0 introductory annual fee for the first year, then $65

Ink BoldSM with Ultimate RewardsSM

50,000 bonus points after you spend $5,000 in 3 months – that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool

No limit to the number of points you can earn – and points do not expire

Capital One^® Spark^SM Cash for Business

Ink Cash^SM Business

Ink^SM Classic Business - Up to 25,000 Bonus Points

CitiBusiness^® World Card

$100 gift card - when you redeem the 10,000 bonus ThankYou^® points received after $300 in purchases within 3 months of account opening

Capital One^® Spark^SM Cash Select for Business

Capital One^® Spark^SM Miles Select for Business

Capital One^® Spark^SM Miles for Business

SimplyCash^® Business Card from American Express OPEN

Save 3% to 10% automatically on business expenses from FedEx, Hertz^®, OfficeMax^®, and more with OPEN Savings^®*

Business Gold Rewards Card^® from American Express OPEN

Starwood Preferred Guest^® Business Credit Card from American Express OPEN

Earn up to 25,000 Starpoints^®: Receive 10K after your first purchase, and another 15K when you spend $5,000 in 6 months-enough for up to 6 free nights at a Category 1 or 2 hotel

Ink Bold^SM with Ultimate Rewards^SM

Gold Delta SkyMiles^® Business Credit Card

Save 3% to 10% automatically on business expenses from FedEx, Hertz^®, OfficeMax^®, and more with OPEN Savings^®

TrueEarnings^® Business Card from Costco and American Express

Gold Delta SkyMiles^® Business Credit Card

Save 3% to 10% automatically on business expenses from FedEx, Hertz^®, OfficeMax^®, and more with OPEN Savings^®

Capital One^® Spark^SM Classic for Business

Earn 10,000 TrueBlue^® points with your first purchase - enough for an Award Flight

The Plum Card^® from American Express OPEN

The Everything, Everywhere Trade Terms Card^SM from American Express OPEN

The Business Platinum Card^® from American Express OPEN

20% Travel Bonus when redeeming with Membership Rewards^® Pay with Points

Complimentary airport club access, including American Airlines Admirals Club^® lounges

Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club^®, Avis Preferred^®, and Emerald club from National^® Car Rental

Enrollment in the Membership Rewards First^® program