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BEST OVERALL REWARDS CREDIT CARDS

If you are tired of credit cards offering rewards in quarterly rotating categories which require constant enrollment, you will like these credit cards that just give out flat rewards on all your purchases.

Capital One® Cash Rewards - $100 Cash Back Bonus

  • $100 Bonus after you spend $500 in the first 3 months

  • 50% bonus on the cash back you earn every year

  • 1% cash back on all purchases

  • No annual fee

  • Earn unlimited cash rewards that don't expire

  • Redeem cash rewards anytime for any amount, even set up automatic redemption

  • Personalize your card with an image of your choice

  • 0% intro APR on purchases and balance transfers until February 2013

  • Click here for reviews on Capital One Cash Rewards

Capital One Cash Rewards - $100 Cash Back Bonus Apply for Capital One Cash Rewards - $100 Cash Back Bonus Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases and on Balance Transfers until February 2013 12.9% - 20.9% variable None

Capital One® VentureOneSM Rewards Credit Card

  • 1.25 miles per dollar on every purchase, every day

  • Earn 10,000 bonus miles, equal to $100 in travel

  • Redeem miles for airline tickets, hotel rooms, car rentals and more

  • No limit on the miles you can earn and miles won't expire

  • Fly free on any airline, any time with no blackout dates

  • 0% intro APR on purchases until February 2013

  • No foreign transaction fees

  • No annual fee

  • Click here for reviews on Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit Card Apply for Capital One VentureOne Rewards Credit Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0% on Purchases until February 2013 11.9% - 19.9% variable None

Capital One® VentureSM Rewards Card

  • Money® Magazine's "Most Rewarding Card if you crave free airline flights"

  • 2 miles per dollar on every purchase, every day

  • Earn 10,000 bonus miles, equal to $100 in travel

  • Redeem your miles for ANY travel expense

  • No limit on the miles you can earn and miles won't expire

  • Fly free on any airline, any time with no blackout dates

  • No foreign transaction fees

  • $0 intro annual fee for the first year; $59 after that

  • Click here for reviews on Capital One Venture Rewards Card

Capital One Venture Rewards Card Apply for Capital One Venture Rewards Card Online
Intro APR Intro APR Period Regular APR Annual Fee
N/A N/A 13.9% - 20.9% variable $0 intro for first year; $59 after that

Escape by Discover® Card

  • Earn up to $250 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first 25 months

  • Double Miles on every $1 you spend

  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*

  • No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates

  • Flexible redemption options like travel credits, merchandise, gift cards or cash

  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card

  • Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)

  • *Click apply to view rates, fees, rewards, limitations and other important information

  • Click here for official application, terms, and details

Escape by Discover Card Apply for Escape by Discover Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0%* on Purchases and on Balance Transfers 6 months* 10.99% - 16.99% (Variable)* $60*

Miles by Discover® Card

  • Earn up to $120 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first year

  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash

  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*

  • No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates

  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card

  • Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)

  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

  • *Click apply to view rates, fees, rewards, limitations and other important information

  • Click here for official application, terms, and details

Miles by Discover Card Apply for Miles by Discover Card Online
Intro APR Intro APR Period Regular APR Annual Fee
0%* on Purchases and on Balance Transfers 6 months* 10.99% - 16.99% (Variable)* None
Chase Sapphire Preferred

Chase Freedom Visa
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