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Cash Back Credit Cards – Earn 5% Cash Back or More

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5% off Earning cash back rewards from credit cards is always a wise way to save if you are the one know how to manage your money. How much can you earn in cash back? Most cash back credit cards offer members 1% cash back on almost any purchases. But there are a few credit cards that let you earn up to 6% cash back from time to time on certain consumer categories. Check out the following cash back credit cards to earn more.

These are personal credit cards that give you 5% to 6% cash back on certain categories:

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level

Chase Freedom®

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  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Enjoy new 5% categories every 3 months like gas stations, restaurants, select grocery stores, and wholesale clubs
  • Cash Back rewards never expire as long as your account is open
  • No Annual Fee

0% intro APR
for 15 months

14.24-23.24% Variable APR after that

0% intro APR
for 15 months

14.24-23.24% Variable APR after that

$0

Excellent / Good Credit

View Card Details
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 14.24-23.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Enjoy new 5% categories every 3 months like gas stations, restaurants, select grocery stores, and wholesale clubs
  • Cash Back rewards never expire as long as your account is open
  • No Annual Fee

Blue Cash Preferred® Card from American Express

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  • Special Offer - Get up to $350 back. Offer Ends 6/15/2016.
  • Get Cash Back: 6% U.S. supermarkets up to $6,000 per year in purchases (then 1%); 3% U.S. gas stations & select U.S. dept. stores; 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Preferred® Card, you can get cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only get cash back on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.

0% intro APR
for 12 months

13.24% - 23.24% Variable APR after that

Rates & Fees

0% intro APR
for 12 months

13.24% - 23.24% Variable APR after that

$75

Excellent Credit

View Card Details
  • Special Offer - Get up to $350 back. Offer Ends 6/15/2016.
  • Get Cash Back: 6% U.S. supermarkets up to $6,000 per year in purchases (then 1%); 3% U.S. gas stations & select U.S. dept. stores; 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Preferred® Card, you can get cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only get cash back on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.

BuyPower Card from Capital One® -Get The Card That Helps You Get The Car

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  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 12.15% - 20.15% variable APR on purchases will apply

0% intro APR
for 12 months

12.15% - 20.15% (V) APR after that

12.15% - 20.15% (V) APR

No balance transfer fee

$0

Excellent / Good Credit

View Card Details
  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 12.15% - 20.15% variable APR on purchases will apply

Wells Fargo Cash Back Visa Signature® Card

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  • Earn 5% cash rewards for every 1$ you spend on gas, grocery, and drugstore net purchases for 6 months, plus 1% for every $1 spent on all other net purchases.
  • Earn 1% cash rewards every day on all other net purchases.
  • 0% intro APR on purchases and balance transfers for 15 months.
  • Boost your earnings potential and find great deals at your favorite local and national stores in earnmoremall.com with more than 10,000 popular local, national, and online retailers.
  • $0 annual fee.
  • Enjoy dozens of privileges reserved for Wells Fargo Cash Back Visa Signature® cardholders, including insider access and preferred seating at popular events, special shopping offers and discounts from your favorite retailers, complimentary concierge service and more.

0% intro APR
for 15 months

12.15% - 25.99%* (Variable) APR after that

0% intro APR
for 15 months

12.15% - 25.99%* (Variable) APR after that

No annual fee

Excellent Credit

View Card Details
  • Earn 5% cash rewards for every 1$ you spend on gas, grocery, and drugstore net purchases for 6 months, plus 1% for every $1 spent on all other net purchases.
  • Earn 1% cash rewards every day on all other net purchases.
  • 0% intro APR on purchases and balance transfers for 15 months.
  • Boost your earnings potential and find great deals at your favorite local and national stores in earnmoremall.com with more than 10,000 popular local, national, and online retailers.
  • $0 annual fee.
  • Enjoy dozens of privileges reserved for Wells Fargo Cash Back Visa Signature® cardholders, including insider access and preferred seating at popular events, special shopping offers and discounts from your favorite retailers, complimentary concierge service and more.

These are small business credit cards that give you 5% cash back on your most common business expenses:

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level

Ink Cash® Business Credit Card

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  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No Annual Fee

0% intro APR
for 12 months

13.49%-19.49% Variable APR after that

0% intro APR
for 12 months

13.49%-19.49% Variable APR after that

$0

Excellent / Good Credit

View Card Details
  • Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No Annual Fee

SimplyCash® Plus Business Credit Card from American Express

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  • LIMITED TIME OFFER: Earn a one-time $250 statement credit after you spend $5,000 or more in qualifying purchases on your Card within the first 6 months of Card Membership
  • To be eligible for this offer, your application must be received by August 3, 2016
  • No Annual Fee. Plus, more buying power and more cash back
  • 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores
  • 3% on the category of your choice from a list of eight and 1% cash back on other purchases
  • 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% thereafter. Cash back received is automatically credited to your statement
  • Terms and limitations apply

0% intro APR
for 9 months

12.49% - 19.49% Variable APR after that

Rates & Fees

12.49% - 19.49% Variable APR

$0

Excellent Credit

View Card Details
  • LIMITED TIME OFFER: Earn a one-time $250 statement credit after you spend $5,000 or more in qualifying purchases on your Card within the first 6 months of Card Membership
  • To be eligible for this offer, your application must be received by August 3, 2016
  • No Annual Fee. Plus, more buying power and more cash back
  • 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores
  • 3% on the category of your choice from a list of eight and 1% cash back on other purchases
  • 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% thereafter. Cash back received is automatically credited to your statement
  • Terms and limitations apply

Ink Plus® Business Credit Card

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  • Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • Earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.
  • Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

15.49%-19.49% Variable APR

15.49%-19.49% Variable APR

$95

Excellent / Good Credit

View Card Details
  • Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 5X points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
  • Earn 2X points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.
  • Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

You may also want to take a look at our full list of cash back credit cards from CitiBank, Chase, Capital One, Bank of American, American Express to find the ones that fit your life style.

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