Best Credit Cards
Which credit cards are the best ones available on the market? If you are a disciplined spender who pays off credit card bills on time and maintain excellent credit scores, you may like cash back credit cards that offer 5% cash rebate or bonus rewards credit cards that offer generous signing bonus of $500 cash. If you are a frequent traveler, you may prefer airline or hotel credit cards that let you enjoy free travel and elite membership status for having access to exclusive airline or hotel rewards. If you carry a balance from your current credit cards, you may like balance transfer credit cards to enjoy 0% interest on your credit card debt. If you need to build your credit, you may like credit cards specifically designed for people with limited or no credit to establish your credit history. Check out the best credit cards that fit your needs.
- Earn 40,000 bonus miles if you make $1,000 or more in purchases in the first 90 days from account opening - that equates to $400 off your next trip!
- 0% Introductory APR on purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness
- Earn 2X miles on all purchases
- No mileage caps
- Get 10% mileage back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
- Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
- Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
- Complimentary subscription to TripIt Pro mobile travel organizer - a $49 annual value!
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | 12 months | 14.99% - 18.99% (Variable) | $89, waived for 1st year |
- Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year
- Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
- Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
- Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
- Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
- $0 introductory annual fee for the first year, then $175
- Terms and Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | N/A | Introductory annual fee of $0 for the first year, then $175 |
- NEW! No foreign transaction fees!
- Start with 30,000 bonus miles after you spend $1,000 in the first 3 months
- Check your first bag for free - save up to $100 per roundtrip
- Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases
- Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
- Use your miles for any seat, any time, on any United flight
- Your miles don't expire as long as you're a Cardmember, with no limit to the number of miles you can earn
- $0 intro annual fee for the first year, then $95
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | 15.24% variable | $0 intro annual fee for the first year, then $95 |
- Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership
- Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
- Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required
- Terms and Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | 12 months | 12.99%-21.99% variable | $75 |
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- No annual fee and rewards never expire
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | 15 months | 13.99%-22.99% Variable* | None |
- 2 miles per dollar on every purchase, every day
- As seen in Money® Magazine's "Best" issue three years in a row. - Money® Magazine May 2010, 2011, 2012
- Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
- Visa Signature® benefits like concierge and travel upgrades
- Receive complimentary upgrades and special savings at hotels, resorts, and spas with your Visa Signature card
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | 13.9% - 20.9% variable | $0 intro for first year; $59 after that |
- Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership
- Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
- Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required
- No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time
- Terms and Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | 12 months | 12.99%-21.99% variable | $0 |
- $100 bonus after you spend $500 on purchases within the first 3 months
- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- No annual fee
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases and balance transfers until June 2014
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | until June 2014 | 12.9% - 20.9% variable | $0 |
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances
- No annual fee*
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers* | 12 months* | 12.99% - 22.99%* (Variable) | $0* |
- Enjoy up to 7 Free Nights To Start!
- New! Smart Chip Technology and No Foreign Transaction Fees!
- Earn 5 points for every $1 spent at Marriott® locations
- Earn 2 points for every $1 spent on airline tickets purchased directly with the airline, and at car rental agencies & restaurants
- Earn 1 point for every $1 spent on other purchases
- Receive 1 free night stay after account approval and each year upon account anniversary
- Cardmembers achieve Silver Elite status with 15 nights credit toward Elite status
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | 15.24% Variable | $0 Intro Annual Fee for the first year, then $85 |
- Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
- That's enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
- Earn up to 5 Starpoints® for each dollar of eligible purchases at participating SPG hotels and resorts – that's 2 Starpoints for using the Card in addition to the Starpoints you earn as an SPG member. Earn 1 Starpoint for all other purchases.
- Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide — with no blackout dates
- Free Flights: redeem Starpoints on over 350 airlines with SPG Flights — with no blackout dates
- Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
- No limits on the number of Starpoints you can earn
- $0 introductory annual fee for the first year, then $65
- Terms and Restrictions apply.
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| None | None | 15.24% - 19.24% variable | $0 introductory annual fee for the first year, then $65 |
- Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
- Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
- Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases.*
- No Annual Fee.*
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | 14.24% or 16.24%* (Variable) | $0* |
- Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
- Your first eligible checked bag is free*
- Priority Boarding with Group 1 privileges* and 25% savings on eligible in-flight purchases*
- Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
- Double AAdvantage® miles on eligible American Airlines purchases*
- Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | 15.24% variable* | $95, waived for first 12 months* |
- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with responsible use -- plus automatic reporting to the three major credit bureaus
- Get 2% cash back on travel purchases
- Earn 1% cash back on all other purchases
- No foreign transaction fees
- No annual fee
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | 24.9% variable | $0 |
- Click "APPLY HERE" to apply online or call 888-654-2080
- Introductory Offer - No Balance Transfer Fee!*
- Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!*
- 0% Introductory APR for 15 months on purchases and balance transfers!*
- Avoid interest and pay down balances faster with free Blueprint® features*
- Patented Fraud Protection and zero liability on unauthorized purchases*
- Add an additional card user to your Slate account at no extra cost*
- No Annual Fee*
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | 15 months | 11.99% - 21.99% Variable | None |
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Balance Transfers and Purchases* | 18 months* | 12.99% - 21.99%* (Variable) | $0* |
- The new Discover it card is out to change the way people think about credit cards
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cash Back ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card
- Flexible...Choose your own due date and pay up to midnight ET online or by phone
- Human...talk to a real person any time with 100% U.S.-based service
- Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
- 0% Intro APR* on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | 14 months | 10.99% - 22.99% (Variable)* | $0 |
- Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership
- Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent
- Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four
- Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit
- $0 introductory annual fee for the first year, then $95
- Terms and Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| None | None | 15.24% - 19.24% Variable | $0 intro annual fee for the first year, then $95 |
