American Express Credit Cards
Founded in 1850, American Express is one of the 30 components of the Dow Jones Industrial Average. The company is best known for its credit card, charge card, and traveler’s cheque businesses. American Express is ranked as one of the most valuable brands in the world and its credit cards account for approximately 24% of the total dollar volume of credit card transactions in the US, the highest of any card issuer. Currently, wholesale store giant Costco only accepts American Express credit cards as exclusive payment cards. American Express offers a wide variety of credit cards, including personal credit cards with lucrative bonus of $150 and 6% cash back, travel credit cards with extensive travel rewards, and business credit cards catered to business owners. Check out these American Express credit cards that stand out.
- Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership
- Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
- Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required
- No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time
- Terms and Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | 12 months | 12.99%-21.99% variable | $0 |
- Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year
- Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
- Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
- Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
- Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
- $0 introductory annual fee for the first year, then $175
- Terms and Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | N/A | Introductory annual fee of $0 for the first year, then $175 |
- Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
- That's enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
- Earn up to 5 Starpoints® for each dollar of eligible purchases at participating SPG hotels and resorts – that's 2 Starpoints for using the Card in addition to the Starpoints you earn as an SPG member. Earn 1 Starpoint for all other purchases.
- Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide — with no blackout dates
- Free Flights: redeem Starpoints on over 350 airlines with SPG Flights — with no blackout dates
- Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
- No limits on the number of Starpoints you can earn
- $0 introductory annual fee for the first year, then $65
- Terms and Restrictions apply.
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| None | None | 15.24% - 19.24% variable | $0 introductory annual fee for the first year, then $65 |
- Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership
- Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
- Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required
- Terms and Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | 12 months | 12.99%-21.99% variable | $75 |
- 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
- 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
- Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
- The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members
- Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
- Terms and restrictions apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | 6 months | 15.24% variable | No Annual Fee with your paid Costco Membership |
- Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership
- Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent
- Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four
- Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit
- $0 introductory annual fee for the first year, then $95
- Terms and Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| None | None | 15.24% - 19.24% Variable | $0 intro annual fee for the first year, then $95 |
- Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit
- Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases
- Unlimited Travel Options: Travel with any airline, hotel, cruise, car rental and travel package - with no blackout dates
- Flexible Bill Payments: pay your bill all at once or over time
- No annual membership fee and 0% intro APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%- 22.24%
- Terms and Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | 12 months | 17.24% - 22.24% variable | $0 |
- With no annual membership fee, it's a smart choice for your business
- Automatic cash back - cash back is earned on eligible purchases and automatically credited to your statement
- 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
- 3% at U.S. gas stations
- 1% on other purchases
- Up to $12,000 in purchases in each 5% and 3% category per rebate year, then 1%
- Terms and limitations apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | 6, 9, or 12 months | 12.24% - 19.24% Variable | N/A |
- Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
- Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
- Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
- $0 introductory annual fee for the first year, then $125
- Terms and Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | N/A | Introductory annual fee of $0 for the first year, then $125 |
- Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card in the first 3 months of Card membership
- Earn points even faster to get more rewards for your business
- 3X points on airfare purchased from airlines. 2X points at US gas stations.
- Up to $100,000 in each category per year, then 1 point
- Terms and limitations apply
- Reduce travel costs, show appreciation for employees and clients, and offset everyday expenses by using points to get something back and grow your business
- $0 introductory annual fee for the first year, then $175
- Apply online to qualify for this offer. See offer terms for details.
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | N/A | $0 introductory annual fee for the first year, then $175 |
- Starpoints® bonus: Earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
- Redeem Starpoints® at over 1,100 hotels and resorts in nearly 100 countries and for flights on more than 350 airlines with SPG Flights – all with no blackout dates
- Earn up to 5 Starpoints® for each dollar of eligible purchases charged directly with hotels and resorts participating in the Starwood Preferred Guest® program
- Earn 1 Starpoint® for each dollar of eligible purchases
- $0 introductory annual fee for the first year, then $65
- Terms and limitations apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| None | None | 15.24% - 19.24% Variable | $0 introductory annual fee for the first year, then $65 |
- Get 30,000 bonus miles after you spend $500 in purchases on the Card within your first 3 months of Cardmembership
- You can check your first bag for free and save up to $50 on a round-trip Delta flight
- 2x miles for each dollar spent on qualifying Delta purchases and 1x mile for each dollar spent on other eligible purchases
- Priority Boarding and 20% In-Flight Savings in the form of a statement credit on eligible purchases
- $0 introductory annual fee for the first year, then $95
- Terms & Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| None | None | 15.24% - 19.24% Variable | $0 intro annual fee for the first year, then $95 |
- Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
- Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™ Select, no foreign transaction fees
- Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
- Terms and restrictions apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | N/A | $450 |
- Limited Time Offer: Get a 2% Discount consisting of a 1.5% Early Pay Discount plus, for the first 6 months, get an extra 0.5% on all purchases, up to $250,000
- Do Business On Your Terms
- Pay no annual membership fee for your first year. Then, pay $250 annually.
- No annual fee for Additional Cards
- Terms & Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | N/A | $0 introductory annual fee for the first year, then $250 |
- Limited Time Offer: Get 25,000 Membership Rewards® points after you spend $5,000 in the first three months of Card membership
- Enroll and select a qualifying airline to receive up to $200 annually in statement credits for incidental fees, such as checked bags and in-flight refreshments, charged by the airline
- 20% Travel Bonus when using Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits to help power your business
- Complimentary access to 600+ participating airport lounges through Priority Pass™ Select
- Business Platinum Concierge is like your own assistant, ready to help you with just about anything personal or professional, 24 hours a day
- Purchasing power that can adjust as your business evolves
- Terms & Restrictions Apply*
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | N/A | $450 |
- Receive 5,000 bonus points on your first purchase
- No pre-set spending limit* or finance charges
- Earn one Membership Rewards® point for every dollar you spend
- Redeem points toward top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- $0 introductory annual fee for the first year, then $95
- Terms & Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | N/A | $0 introductory annual fee for the first year, then $95 |
- Free sign up and no credit check
- No monthly or annual fees
- Get the prepaid card and mobile app
- Send and receive money by email and text
- American Express safety and security
- Link a bank account, debit or credit card; add money with MoneyPak®; and use at ATMs*
- Get access to benefits such as Purchase Protection* underwritten by AMEX Assurance Company, Roadside Assistance* and Entertainment Access
- *Terms, conditions and exclusions apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | N/A | None |
- No Monthly, Annual or Purchase Fees
- Direct Deposit
- No Overdraft, Inactivity or Foreign Exchange Fees
- Purchase Protection*
- Fraud Protection
- Roadside Assistance*
- No Credit Check
- *See Card Terms and Conditions
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | N/A | $0 |
