5% Cash Back or More with These Credit Cards
Earning cash rebates from credit cards is always a nice way to save money. How much can you earn in cash back? In most situations, you can earn 1% rebate in cash when you use your credit cards for purchases. But there are a few credit cards that let you earn 5% cash back from time to time. One of the credit cards even gives you 6% cash rebate for your purchases in all your grocery stores. Sounds too good to be true? Check out the following credit cards to learn more.
These are personal credit cards that give you 5% to 6% cash back on your regular family expenses:
- Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership
- Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
- Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required
- Terms and Restrictions Apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | 12 months | 12.99%-21.99% variable | $75 |
- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
- 0% Intro APR for 15 months on purchases and balance transfers
- 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
- You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- No annual fee and rewards never expire
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | 15 months | 13.99%-22.99% Variable* | None |
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
- Enroll at no additional cost each quarter for new categories that earn additional cash back
- Full 1% cash back on all other purchases and eligible cash advances
- No annual fee*
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers* | 12 months* | 12.99% - 22.99%* (Variable) | $0* |
- The new Discover it card is out to change the way people think about credit cards
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cash Back ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card
- Flexible...Choose your own due date and pay up to midnight ET online or by phone
- Human...talk to a real person any time with 100% U.S.-based service
- Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
- 0% Intro APR* on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | 14 months | 10.99% - 22.99% (Variable)* | $0 |
- Earn bonus cash back each quarter on new must-have categories- like department stores, travel and more, with enrollment
- Earn a full 1% cash back on all other purchases
- Free enrollment each quarter for new categories that earn additional cash back
- Manage your account online, on your tablet or on your Smartphone
- No Annual Fee
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases* | 7 months* | 13.99% - 23.99%* (Variable) | $0* |
These are small business credit cards that give you cash back of 5% on your most common business expenses:
- Earn $200 bonus cash back after you spend $3,000 in 3 months from account opening
- 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
- 2% cash back on the first $25,000 spent annually at gas stations and restaurants
- 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 6 months on purchases and balance transfers
- No annual fee
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases and on Balance Transfers | 6 months | 13.24% Variable | None |
- With no annual membership fee, it's a smart choice for your business
- Automatic cash back - cash back is earned on eligible purchases and automatically credited to your statement
- 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
- 3% at U.S. gas stations
- 1% on other purchases
- Up to $12,000 in purchases in each 5% and 3% category per rebate year, then 1%
- Terms and limitations apply
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| 0% on Purchases | 6, 9, or 12 months | 12.24% - 19.24% Variable | N/A |
- Reward yourself with 50,000 bonus points after you spend $5,000 in the first 3 months from account opening
- With Ink Plus, you have the cash flow flexibility with the choice to pay over time or pay in full
- Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
- Earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
- No foreign transaction fees
- Free employee cards
- 1:1 point transfer to participating travel programs with no transfer fees
- Get 20% off travel redemptions when booked through Ultimate Rewards
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | 13.24% Variable | $0 Intro Annual Fee for the first year. After that, $95 |
- Earn 50,000 bonus points after you spend $5,000 in the first 3 months from account opening
- No interest charges because it's a pay in full charge card
- Earn 5X points per dollar in select business categories
- 1:1 point transfer to leading frequent travel programs
- No foreign transaction fees
- Direct access to a live service advisor anytime
- $0 Intro Annual Fee for the first year, then $95.
| Intro APR | Intro APR Period | Regular APR | Annual Fee |
| N/A | N/A | N/A | $0 Intro Annual Fee for the first year. After that, $95. |
If you know how to use the right cards to maximize your rewards, you will love these credit cards that offer significant savings. Enjoy!
