Discover the best credit card deals

Earn 5% Cash Back or More with These Credit Cards

Earning cash rebates from credit cards is always a nice way to save money. How much can you earn in cash back? In most situations, you can earn 1% rebate in cash when you use your credit cards for purchases. But there are a few credit cards that let you earn 5% cash back from time to time. One of the credit cards even gives you 6% cash rebate for your purchases in all your grocery stores. Sounds too good to be true? Check out the following credit cards to learn more.

These are personal credit cards that give you 5% to 6% cash back on your regular family expenses:

Blue Cash Preferred Card from American Express
Apply for Blue Cash Preferred Card from American Express Online

Blue Cash Preferred® Card from American Express

  • Get 100 Reward Dollars, redeemable for a $100 statement credit, after you make $1,000 in purchases with your new Card in the first three months
  • Plus, get one year of Amazon Prime after you sign up for a new membership with your Card and meet the spending requirement in the same time period
  • As an Amazon Prime member, you get unlimited FREE Two-Day Shipping on millions of items
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
  • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors
  • Terms and Restrictions Apply
  • Click here for more details on Blue Cash Preferred® Card from American Express
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers15 months12.99% - 21.99% Variable$75

Chase Freedom
Apply for Chase Freedom Online

Chase Freedom®

  • Earn a $100 Bonus after you make $500 in purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%.
  • 5% Cash Back on up to $1,500 in combined purchases between April 1 and June 30, 2014 at restaurants and Lowe's® home improvement stores
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire
  • Click here for more details on Chase Freedom®
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers15 months13.99%-22.99% Variable$0

Citi Dividend Platinum Select Visa Card
Apply for Citi Dividend Platinum Select Visa Card Online

Citi® Dividend Platinum Select® Visa® Card

  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% cash back every quarter in must-have categories. Right now, on purchases at The Home Depot®, home furnishing and home and garden stores from 4/1/14 through 6/30/14.
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details
  • Click here for more details on Citi® Dividend Platinum Select® Visa® Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers*12 months*12.99% - 22.99%* (Variable)$0*

Discover it
Apply for Discover it Online

Discover it®

  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014.*
  • Human. 100% U.S.-based customer service available any time.
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information.
  • Click here for more details on Discover it®
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers14 months10.99% - 22.99% Variable*$0

Citi Dividend Card for College Students
Apply for Citi Dividend Card for College Students Online

Citi® Dividend® Card for College Students

  • Build credit while earning cash back fast
  • Earn 5% cash back every quarter in must-have categories like department stores, travel and more, enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • Choose your payment due date
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
  • Click Apply Now for pricing details
  • Click here for more details on Citi® Dividend® Card for College Students
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases*7 months*13.99% - 23.99%* (Variable)$0*

These are small business credit cards that give you cash back of 5% on your most common business expenses:

Ink Cash Business Card
Apply for Ink Cash Business Card Online

Ink Cash® Business Card

  • Earn $200 bonus cash back after you spend $3,000 in the first 3 months from account opening
  • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • No annual fee
  • Click here for more details on Ink Cash® Business Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases and Balance Transfers12 months13.24% VariableNo Annual Fee

SimplyCash Business Card from American Express
Apply for SimplyCash Business Card from American Express Online

SimplyCash® Business Card from American Express

  • Limited Time Offer: You can get a $250 statement credit after you spend $3,000 on qualifying purchases within the first 3 months of Card Membership.
  • To be eligible for this offer, you must be approved by April 28, 2014.
  • With no annual membership fee, it's a smart choice for your business.
  • 5% at U.S. office supply stores & on wireless telephone services purchased directly from U.S. service providers
  • 3% on the category of your choice
  • 1% on other purchases
  • 5% and 3% apply to purchases up to $25,000 per rebate year then 1% thereafter. Cash back earned is automatically credited to your statement.
  • Terms and limitations apply
  • Click here for more details on SimplyCash® Business Card from American Express
Intro APRIntro APR PeriodRegular APRAnnual Fee
0% on Purchases9 months12.24% - 19.24% VariableNo annual fee

Ink Plus Business Card
Apply for Ink Plus Business Card Online

Ink Plus® Business Card

  • Earn 50,000 bonus points after you spend $5,000 in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards.
  • Flexibility to pay your balance over time or in full
  • Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • Earn 2X points per $1 on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
  • No foreign transaction fees
  • 1:1 point transfer to popular frequent travel programs with no transfer fees
  • $0 Intro Annual Fee for the first year, then $95
  • Click here for more details on Ink Plus® Business Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/A15.24% Variable$0 Intro Annual Fee for the first year, then $95.

Ink Bold Business Card
Apply for Ink Bold Business Card Online

Ink Bold® Business Card

  • Earn 50,000 bonus points after you spend $5,000 in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards.
  • No interest charges because you pay your balance in full each month.
  • Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services.
  • No foreign transaction fees.
  • Direct access to a live service advisor anytime.
  • 1:1 point transfer to leading frequent travel programs with no transfer fees.
  • $0 Intro Annual Fee for the first year, then $95.
  • Click here for more details on Ink Bold® Business Card
Intro APRIntro APR PeriodRegular APRAnnual Fee
N/AN/AN/A$0 Intro Annual Fee for the first year, then $95

If you know how to use the right cards to maximize your rewards, you will love these credit cards that offer significant savings. Enjoy!

If you like what you read, please consider sharing it.